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The Freddie Mac 30-year fixed mortgage rate rose to 6.69% this week, a new high for 2026; mortgage applications decreased 2.9% from one week earlier; home prices rose in 80% of metro markets during the second quarter of 2026; the share of listings with a price cut reached 20% in July, nearly even with last year's levels; an estimated 1 in 119 mortgage applications had indications of fraud; and active inventory held above 1.1 million properties for the seventh consecutive week.

Mortgage Rates Hit 6.69% are Markets Await Critical Deal to Reopen Strait of Hormuz
Realtor.com - 8/6/2026
The Freddie Mac 30-year fixed mortgage rate rose to 6.69% this week, up 3 basis points from last week’s 6.66% and a new high for 2026.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 8/5/2026
Mortgage applications decreased 2.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending July 31, 2026.

Home Prices Increased in 80% of Metro Areas in Second Quarter of 2026
National Association of Realtors - 8/5/2026
Home prices rose in 80% of metro markets during the second quarter of 2026, according to the National Association of Realtors’ latest quarterly report. This is up from 71% in the first quarter.

Mortgage fraud risk rises due to high mortgage rates
Cotality - 8/5/2026
An estimated 1 in 119 mortgage applications had indications of fraud. Purchase loans increased to 72% of overall volume, driving up the fraud risk, and undisclosed real estate fraud risk increased the most due to investment properties loan applications.

Price Cuts Creep Back Up as Summer Selling Season Stalls
Realtor.com - 8/3/2026
The share of listings with a price cut reached 20% in July, nearly even with last year's levels, after running close to 2 percentage points lower throughout spring, according to the latest Realtor.com housing market trends report.

Weekly Housing Trends: U.S. Market Update (Week Ending August 1, 2026)
Realtor.com - 8/6/2026
Active inventory held above 1.1 million properties for the seventh consecutive week, a level of sustained supply not seen since before the pandemic, and homes are selling at the same pace as a year ago.

Housing market slowdown drags on construction sector in June
Scotsman Guide - 8/3/2026
Residential construction spending continued to fall in June. The decline came amid a broader slowdown in construction spending, which declined 0.1% from May and 3.2% from a year ago to land at about $2.16 trillion, according to the U.S. Census Bureau.

Gen Z Will Move Before Paying More for a Home
MortgagePoint - 8/5/2026
A majority of Gen Z (63%) would relocate to a new city or state to buy a home, while 19% would rather just spend more.

Older homeowners face a 'seniority tax' on mortgage refinancing
Mortgage Professional America - 8/5/2026
Older homeowners are refinancing into mortgages that cost far more than their financial profiles should allow, and a new report suggests high-pressure sales tactics, not creditworthiness, are largely driving the gap.

Student Debt Down Payment Penalty: 8 Months to 16 Years of Homebuying Delay, Depending on Your Metro
The Mortgage Reports - 8/4/2026
If you have student loans, they do more than shrink your monthly budget. They can quietly push the home you want years further out of reach.

Mortgage applications decreased 6.4% from one week earlier; The average 30-year fixed-rate mortgage rose eight basis points to 6.66% over the past week; purchase application payments decreased to $2,191 in June from $2,198 in May; for the first time in four years, home sales increased during the spring season; homes sold faster than they did a year ago for the second time in four weeks; and home equity loan volume increased 15% between 2021 and 2025, from 1.28 million to 1.47 million loans.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 7/29/2026
Mortgage applications decreased 6.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending July 24, 2026.

Even 15-year mortgage rates are above 6% now as Treasury yields spike
Scotsman Guide - 7/30/2026
The average 30-year fixed-rate mortgage rose eight basis points to 6.66% over the past week, casting an ominous shadow on the back half of the summer homebuying season.

Mortgage Application Payments Decreased in June
Mortgage Bankers Association - 7/30/2026
Homebuyer affordability improved in June, with the national median payment applied for by purchase applicants decreasing to $2,191 from $2,198 in May.

10 things to know about the property market: July 2026
Cotality - 7/30/2026
For the first time in four years, home sales increased during the spring season. Despite elevated mortgage rates, tight inventory and affordability challenges, buyers returned to the market. This renewal of interest is, however, uneven.

Weekly Housing Trends: U.S. Market Update (Week Ending July 25, 2026)
Realtor.com - 7/30/2026
Homes sold faster than they did a year ago for the second time in four weeks, a notable sign of demand finding its footing after a prolonged period of softness. Active inventory held above 1.1 million properties for the sixth consecutive week.

Home Equity Loans Capture Record Share As Homeowners Stay Put
National Mortgage Professional - 7/27/2026
Home equity loan volume increased 15% between 2021 and 2025, from 1.28 million to 1.47 million loans, according to a new analysis from real estate data provider Benutech.

FHA defaults fall 15% in June, but U.S. foreclosure starts hit six-year high
Scotsman Guide - 7/27/2026
The national delinquency rate rose five basis points in June to 3.55%, an increase Intercontinental Exchange Inc. described as “roughly half the typical seasonal rise” in its “first look” mortgage performance report.

Buyers Gain Negotiating Power In 41 Major Housing Markets
National Mortgage Professional - 7/30/2026
The typical home is selling below its list price in 41 of the 50 most populous U.S. metros, according to a new analysis by Best Interest Financial and Clever Real Estate.

Home Price Growth Accelerates As Inventory Gains Slow
National Mortgage Professional - 7/28/2026
Annual home price growth reached 0.9% in First American Data & Analytics’ June Home Price Index report, its highest rate since August 2025.

U.S. home prices are still rising – just not where it counts
Mortgage Professional America - 7/28/2026
The Federal Housing Finance Agency reported that its seasonally adjusted House Price Index rose 0.3% in May from the prior month, bouncing back from an unrevised 0.1% decline in April.

Mortgage applications increased 1.9% from one week earlier; homeowners’ wealth is on a solid foundation, with net equity for mortgages reaching $17.9 trillion in the first quarter of 2026; U.S. pending home sales fell 1.3% week over week to their lowest level in three months; active inventory held above 1.1 million for the fifth consecutive week, a streak unmatched since November 2019; and U.S. home prices increased 0.3% month over month in June on a seasonally adjusted basis.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 7/22/2026
Mortgage applications increased 1.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending July 17, 2026.

U.S. homeowners reach a historic wealth plateau
Cotality - 7/23/2026
Homeowners’ wealth is on a solid foundation, with net equity for mortgages reaching $17.9 trillion in the first quarter of 2026, according to Cotality’s Homeowner Equity Insights Report.

Redfin Reports Pending Home Sales Fall to 3-Month Low
Redfin - 7/23/2026
U.S. pending home sales fell 1.3% week over week to their lowest level in three months during the four weeks ending July 19.

Weekly Housing Trends: U.S. Market Update (Week Ending July 18, 2026)
Realtor.com - 7/23/2026
Active inventory held above 1.1 million for the fifth consecutive week, a streak unmatched since November 2019, as the summer market continues to offer buyers more options than they have seen since the pandemic.

The Great Starter Home Divide: Where the American Dream Is Still Alive for First-Time Buyers – and Where It’s Slipping Away
Realtor.com - 7/20/2026
Budget buyers seeking entry into homeownership are finally getting some relief as the national supply of starter homes is beginning to improve. But like most aspects of the housing market, the recovery remains sluggish and starkly divided by region.

Redfin Reports U.S. Home Prices Rose 0.3% From a Month Earlier in June
Redfin - 7/21/2026
U.S. home prices increased 0.3% month over month in June on a seasonally adjusted basis, tied with the month before for the fastest growth rate since January.

Mortgage Servicer Satisfaction Rises Despite Borrower Strain
National Mortgage Professional - 7/23/2026
J.D. Power finds better digital service, fee transparency and issue resolution are strengthening trust while homeowners face mounting financial pressure.

Florida sales extend winning streak as buyers adapt to 6.5% rates
Mortgage Professional America - 7/20/2026
Florida's closed home sales rose for a 10th straight month in June 2026, with fresh data from Florida Realtors showing gains across both the single-family and condo-townhouse segments.

CNBC Survey: Housing Costs is a Top Political Issue for Young Voters
MortgagePoint - 7/20/2026
Among U.S. voters between age 18 and 34, the cost of housing is the top political issue, ranking higher than the cost of food or protecting democracy, according to a CNBC survey.

Miami Is Losing Its Claim To A Cheaper Cost Of Living Than NYC
Financial Advisor - 7/20/2026
For the first time on record, the Miami metropolitan area is more expensive than greater New York City.

Mortgage rates climbed for a second week in a row to 6.55%; home sales decreased 5.4% according to the National Association of Realtors; new home purchase mortgage applications increased 2.4% in June; home sales climbed 8.9% from May in June, and rose 7.8% year over year; prices rose 2.2% year over year in June to a record high; existing U.S. home sales ticked up to a seasonally adjusted annual rate of 4.4 million – the highest level since 2022; and pending home sales reached their second-highest level since 2023.

Mortgage Rates In U.S. Rise To 6.55%, Highest Since August 2025
Financial Advisor - 7/16/2026
Mortgage rates climbed for a second straight week, tracking an increase in Treasury yields as a peace deal brokered between the U.S. and Iran about a month ago broke down.

NAR Pending Home Sales Report Shows 5.4% Decrease in June
National Association of Realtors - 7/16/2026
The highest mortgage rates in nearly a year and the record-high national median home price together are contributing to a tepid housing market that is especially difficult for first-time homebuyers.

June New Home Purchase Mortgage Applications Increased 2.4 Percent
Mortgage Bankers Association - 7/16/2026
Applications to purchase new homes continued to run stronger than last year’s pace. However, there was a decline from the previous month, which was consistent with the typical seasonal pattern at this time of the year.

June home sales jump as U.S. housing finds its footing
Mortgage Professional America - 7/16/2026
The U.S. housing market posted one of its stronger months of the year in June, with home sales climbing 8.9% from May and rising 7.8% year over year, according to the RE/MAX National Housing Report.

Landmark housing law takes effect without Trump's signature
Mortgage Professional America - 7/13/2026
The most consequential federal housing legislation in more than three decades took effect automatically late Friday after President Donald Trump allowed the 10-day constitutional window to close without signing or vetoing the bill.

Redfin Reports U.S. Home Prices Hit All-Time High, Driven in Part By Big Upticks in San Francisco and West Palm Beach
Redfin - 7/13/2026
Prices rose 2.2% year over year in June to a record high, existing U.S. home sales ticked up to a seasonally adjusted annual rate of 4.4 million – the highest level since 2022 – and pending home sales reached their second-highest level since 2023.

June 2026 Hottest Housing Markets
Realtor.com - 7/13/2026
The Hartford, Connecticut metro claimed the top spot on the hottest housing markets list for the second month in a row in June.

Existing home sales fell 2.4% last month from May to a seasonally adjusted annual rate of 4.09 million units; the average for a 30-year, fixed loan rose from 6.43% a week earlier; pending home sales rose 1.3% from a week earlier during the four weeks ending July 5; May prices increased 0.8% year over year; Gen Z accounted for a record 20% of purchase rate locks in the second quarter; and roughly one in five (19.1%) U.S. house hunters looked to move from one part of the country to another in the first quarter.

U.S. home prices hit an all-time high as sales slow and mortgage rates rise
AP News - 7/9/2026
Existing home sales fell 2.4% last month from May to a seasonally adjusted annual rate of 4.09 million units, the National Association of Realtors said Thursday. Sales rose 2.8% compared with June last year.

U.S. Mortgage Rates Rise To 6.49%, Reversing Last Week's Drop
Financial Advisor - 7/9/2026
The average for a 30-year, fixed loan rose from 6.43% a week earlier, Freddie Mac said in a statement Thursday. The rate was 6.72% a year ago.

U.S. Pending Home Sales Rise to Highest Level in 6 Weeks
Redfin - 7/9/2026
U.S. pending home sales rose 1.3% from a week earlier to their highest level since the first half of May during the four weeks ending July 5.

Weekly Housing Trends: U.S. Market Update (Week Ending July 4th, 2026)
Realtor.com - 7/9/2026
Homes sold faster than they did a year ago at this time for the first time since April 2024, a notable milestone after five consecutive weeks of parity and a long stretch of softness before that.

Wealth Gap Creates Two-Speed Housing Market As Home Prices Edge Higher: Cotality
National Mortgage Professional - 7/9/2026
May prices increased 0.8% year over year, with equity-rich buyers fueling gains in markets like San Francisco while affordability continues to sideline many traditional borrowers.

Here’s the state of play for the mortgage market after the long weekend
Mortgage Professional America - 7/6/2026
Mortgage rates tumbled to their lowest level for seven weeks last Thursday – and there were further positive signs for the market at the beginning of this week as Treasury yields edged lower again.

Non-QM gaps widen between full-doc and alt-doc loans
Scotsman Guide - 7/6/2026
Deteriorating non-qualified mortgage performance that first emerged in 2024 and accelerated through 2025 is likely to worsen further in 2026, a sector report published last week warns, linking concentrated weakness to specific non-QM products.

Gen Z Hits Record Share Of Purchase Lending
National Mortgage Professional - 7/6/2026
New Intercontinental Exchange (ICE) data shows Gen Z accounted for a record 20% of purchase rate locks in the second quarter, while Millennials and Gen Z now make up two-thirds of purchase mortgage lending.

19% of House Hunters Are Looking to Relocate – And They’re Headed to the Sun Belt
Redfin - 6/29/2026
Roughly one in five (19.1%) U.S. house hunters looked to move from one part of the country to another in the first quarter. That’s up slightly from 18.9% a year earlier and the highest share in records dating back to 2021.

FHA foreclosure pressure builds as May delinquency rate ticks up
Mortgage Professional America - 6/29/2026
U.S. mortgage delinquencies edged higher in May 2026, but Intercontinental Exchange says the bump reflects a calendar quirk rather than a genuine shift in borrower health, even as serious delinquencies and active foreclosure inventory continue their slow climb.

Mortgage applications increased 1.0% from one week earlier; new home sales slowed again in May to a seasonally adjusted annual pace of 580,000 homes; new home purchase mortgage applications increased 3.8%; the median U.S. monthly housing payment hit $2,647 during the four weeks ending June 14, its highest level in a year; homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to $2,198 from $2,152 in April; and U.S. home prices increased 0.3% month over month in May.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Professional America - 6/24/2026
Mortgage applications increased 1.0 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending June 19, 2026.

New Home Sales Fall in May as Mortgage Rates and Consumer Confidence Take a Toll
Realtor.com - 6/24/2026
New home sales slowed again in May to a seasonally adjusted annual pace of 580,000 homes. This nearly matched the recent low-water mark of 576,000 from January when winter storms froze new home sales.

May New Home Purchase Mortgage Applications Increased 3.8 Percent
Mortgage Bankers Association - 6/18/2026
The Mortgage Bankers Association Builder Application Survey data for May 2026 shows mortgage applications for new home purchases increased 3.8 percent from a year ago. Compared to April 2026, applications decreased by 3 percent.

Housing Payments Hit 1-Year High, Sending Buyers to the Sidelines
Redfin - 6/18/2026
The median U.S. monthly housing payment hit $2,647 during the four weeks ending June 14, its highest level in a year and just about $100 shy of 2023’s all-time high.

Mortgage Application Payments Increased in May
Mortgage Bankers Association - 6/25/2026
Homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to $2,198 from $2,152 in April.

Easing tensions with Iran push mortgage rates lower – but a potential Fed rate hike clouds the outlook
CNN Business - 6/18/2026
The average 30-year fixed mortgage rate fell to 6.47% this week, down from 6.52% last week, which was near the year’s high, according to data released Thursday by Freddie Mac. But the reprieve may not last.

10 things to know about the property market: June 2026
Cotality - 6/25/2026
While the national price trend suggests a slow-moving market, strong gains are defining the Northeast and the Midwest while Florida, New York and Washington D.C. metros face declines.

U.S. home prices hit six-month high on spring mortgage-rate dip
Mortgage Professional America - 6/23/2026
U.S. home prices increased 0.3% month over month in May on a seasonally adjusted basis, the fastest growth rate since January, according to a new report from Redfin. Prices rose 2.5% from a year earlier, the fastest year-over-year growth in six months.

NYC Suburbs and the Bay Area Are This Spring’s Most Competitive Housing Markets
Redfin - 6/23/2026
Redfin reports more than half of homes are selling above asking price in Newark, San Francisco, San Jose and Nassau County.

MBA White Paper: Demographic Trends Could Reshape Future Housing Demand
Mortgage Bankers Association - 6/22/2026
A new white paper from the MBA is urging mortgage professionals to look beyond the current supply shortage and prepare for a housing market shaped by fundamentally weaker demand in the decade ahead.

Total mortgage application volume fell 3.8% last week compared with the previous week; pending home sales in May increased by 3.8% month-over-month and 4.8% year-over-year; construction activity on new single-family homes retreated in May; cancellations of contracts to buy homes are most common in Atlanta, Fort Worth, TX and Jacksonville, FL; the cost of regulations has risen 40% in the past five years; and the Midwest and South continue to outpace the rest of the nation in affordability and new construction.

Mortgage rates are now falling but demand is still weaker
CNBC - 6/17/2026
Total mortgage application volume fell 3.8% last week compared with the previous week, according to the Mortgage Bankers Association. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances remained unchanged at 6.60%.

NAR Pending Home Sales Report Shows 3.8% Increase in May
National Association of Realtors - 6/17/2026
Pending home sales in May increased by 3.8% month-over-month and 4.8% year-over-year, according to the National Association of Realtors Pending Home Sales report.

Single-Family Home Construction Falls Again in May in the Face of Soaring Borrowing Costs
Realtor.com - 6/16/2026
Construction activity on new single-family homes retreated in May alongside permits and completions in the face of economic uncertainty, high borrowing costs and material rates, the U.S. Census Bureau reported Tuesday.

NAR Chief Economist Lawrence Yun Says Home Sales Expected to Improve in Second Half of 2026
National Association of Realtors - 6/16/2026
Home sales are expected to be modestly better in the second half of 2026, provided that inventory and housing supply continue to expand, according to National Association of Realtors Chief Economist Dr. Lawrence Yun.

Former Red-Hot Seller’s Markets, Like Atlanta, Now Lead the Nation in Canceled Home Sales
Redfin - 6/17/2026
Cancellations of contracts to buy homes are most common in Atlanta, Fort Worth, TX and Jacksonville, FL. In each of those places, roughly 18% of all home-sale agreements that went under contract in May fell through.

Increasing regulatory costs continue to deepen housing affordability crisis: NAHB
Scotsman Guide - 6/12/2026
A new study from the National Association of Home Builders finds the cost of regulations has risen 40% in the past five years and now adds an estimated $131,734 to the price of the average home.

2026 Realtor.com State Report Cards: Indiana Ranked No. 1 for Homebuilding and Affordability
Realtor.com - 6/15/2026
The Midwest and South continue to outpace the rest of the nation in affordability and new construction, leaving almost all coastal and Western states far behind, according to the 2026 Realtor.com Housing Report Cards.

Builder Sentiment Remains Weak Amid Affordability Concerns
Eye On Housing - 6/15/2026
Builder confidence in the market for newly built single-family homes fell two points to 35 in June, according to the National Association of Home Builders/Wells Fargo Housing Market Index. This is the 14th straight month that sentiment has remained below 40.

More Than Half Of Buyers Say They'd Purchase A Home Without Human Help
National Mortgage Professional - 6/12/2026
More than half of prospective homebuyers (53%) say they would be comfortable purchasing a home without any direct human involvement, according to a new survey from Veterans United Home Loans.

Consumer sentiment rises for the first time in three months
CNN Business - 6/12/2026
The University of Michigan’s latest survey of Americans showed that sentiment rose 9% to a preliminary reading of 48.9 early this month, the first increase since February.

Existing home sales rose 3.2% in May - the highest level since December; mortgage applications increased 10.8% from one week earlier; mortgage credit availability increased in May; sellers entering the market hit a six-year high in May, although homebuying demand remained flat; second-lien lending hit its highest first-quarter volume in 18 years as homeowners withdrew equity at the strongest first-quarter levels since 2021; and the median U.S. home-sale price hit a record $400,894 during the four weeks ending June 7.

Home sales surged in May to the highest level since December
CNBC - 6/9/2026
Existing home sales in May rose 3.2% from April to a seasonally adjusted, annualized rate of 4.17 million units, according to the National Association of Realtors. Economists were expecting less than a 1% gain.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 6/10/2026
Mortgage applications increased 10.8 percent from one week earlier, according to data from the Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ending June 5, 2026.

Mortgage Credit Availability Increased in May
Mortgage Bankers Association - 6/9/2026
Mortgage credit availability increased in May according to the Mortgage Credit Availability Index, a report from the MBA that analyzes data from ICE Mortgage Technology.

U.S. buyer’s market hits its strongest point in years, Redfin data shows
Mortgage Professional America - 6/10/2026
Sellers entering the market hit a six-year high in May, while homebuying demand remained flat. The gap widened slightly from 46.4% in April, though it remains below the December 2025 peak of 49.5 percent.

Rising Rates Stall Housing Market Momentum Just After Closed Home Sales Hit Highest Level Since 2022
Redfin - 6/8/2026
U.S. existing-home sales jumped 2.8% month over month in May to their highest level since October 2022, according to a new report from Redfin.

Homeowners tap equity at fastest first-quarter pace since 2021
Scotsman Guide - 6/8/2026
Second-lien lending hit its highest first-quarter volume in 18 years as homeowners withdrew equity at the strongest pace since 2021.

The spring market is improving, but it is still 18% below normal on buyers and sellers
Mortgage Professional America - 6/9/2026
Existing-home sales are expected to rise modestly in May for the second consecutive month, according to first American. The projected increase of 0.3% from April is encouraging for spring, but the broader picture remains well below pre-pandemic levels.

Household worries over finances hit highest level since July 2022, New York Fed survey shows
CNBC - 6/8/2026
U.S. households grew more worried over their financial situation, with the share of those seeing things as much worse than they were 12 months ago hitting a nearly four-year high, according to a Federal Reserve Bank of New York survey.

Weekly Housing Trends: U.S. Market Update (Week Ending June 6, 2026)
Realtor.com - 6/11/2026
Homes are selling at the same pace as a year ago for the second week in a row, signaling that buyer demand is holding steady despite an uncertain economic backdrop. On the supply side, inventory continues to modestly outpace year-ago levels.

Record Home Prices, High Mortgage Rates Push Pending Sales Down for Fourth Straight Week
Redfin - 6/11/2026
The median U.S. home-sale price hit a record $400,894 during the four weeks ending June 7, up 1.5% year over year. That marks the first time the typical American existing home has sold for over $400,000. Monthly payments are historically high, too.

Mortgage applications decreased 2.5% from one week earlier; 5.8% of all home listings were pulled off the market in April; new listings fell 1.3%, one of the biggest weekly declines of 2026; year-over-year price growth remains stable nationally, masking deep regional divides; the national median listing price has been falling for seven consecutive months, and in May it plunged 2.4% year over year to $429,500; and the national foreclosure rate hit its highest level in six years.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 6/3/2026
Mortgage applications decreased 2.5 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending May 29, 2026.

Sellers are pulling homes off the market at the fastest pace since 2020
CNBC - 6/3/2026
Nationwide, 5.8% of all home listings were pulled off the market in April, according to Redfin. Delistings were up 3.8% compared with March.

New Listings Fall 1.3%, One of the Biggest Weekly Declines of 2026
Redfin - 6/4/2026
Prospective home sellers are backing off because homebuying demand has slowed down. Pending home sales ticked down 0.2% week over week during the week ending May 31 – a small decline, but the third in a row.

U.S. home price insights – June 2026
Cotality - 6/2/2026
Year-over-year price growth remains stable nationally, masking deep regional divides. Price declines continue to dominate in the South, while the Northeast and parts of the Midwest continue to post strong price gains during the spring season.

May 2026 Monthly Housing Report: Sellers Are Meeting the Market – and Buyers Are Showing Up
Realtor.com - 6/3/2026
The national median listing price has been falling for seven consecutive months, and in May it plunged 2.4% year over year to $429,500, representing the sharpest annual decline in Realtor.com data going back to 2017.

National foreclosure rate hits highest level in six years
Scotsman Guide - 5/29/2026
Foreclosure inventory rates throughout the U.S. have reached a six-year high, rising to 0.4% in March, according to data released by Cotality. It was the first overall rate increase in 15 months.

Redfin Reports the Typical Homebuyer’s Down Payment Falls to $64,000 As Americans Hold Onto Cash
Redfin - 6/2/2026
U.S. homebuyers put down 1.5% less than a year earlier. In percent terms, the typical homebuyer puts down 15% of a home’s purchase price, down from 16.1% a year earlier.

Mortgage fraud risk decreased in beginning of 2026
Cotality - 6/1/2026
Mortgage fraud risk decreased by 9.3% year-over-year and 9% from the previous quarter (Q4 2025). This is a return to historical averages as refinances increased to 41% in Q1 2026. An estimated 1 in 129 mortgage applications showed indications of fraud.

Homeowner anxiety hits record high as Gen Z bears the brunt
Mortgage Professional America - 6/1/2026
Homeownership anxiety in the United States has reached its highest recorded level, with 25% of homeowners saying that home-related stress carries a high or extremely negative impact on their quality of life, according to Hippo Insurance.

Weekly Housing Trends: U.S. Market Update (Week Ending May 30, 2026)
Realtor.com - 6/4/2026
Homes are selling at the same pace as a year ago – a milestone, as the gap in days on the market has steadily narrowed throughout the year, signaling that buyer demand is holding steady despite an uncertain economic backdrop.

Mortgage applications decreased 8.5% from one week earlier; national home price growth held near a standstill through March; homebuyer affordability declined in April, with the national median payment increasing to $2,152 from $2,131 in March; U.S. pending home sales fell 1.5% from a week earlier during the week ending May 24; and home prices continue a cooling trend, rising just 1.7% from the first quarter of 2025.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 5/27/2026
Mortgage applications decreased 8.5 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending May 22, 2026.

Commentary: Case-Shiller Home Price Index: National Home Price Growth Holds Steady Through March
Realtor.com - 5/26/2026
The S&P Cotality Case-Shiller Home Price Index showed national home price growth holding near a standstill through March, with the U.S. National Index rising 0.7% year over year, down from 0.8% in February.

Mortgage Application Payments Increased in April
Mortgage Bankers Association - 5/28/2026
Homebuyer affordability declined in April, with the national median payment applied for by purchase applicants increasing to $2,152 from $2,131 in March.

Higher Mortgage Rates Push Pending Home Sales Down for Second Straight Week
Redfin - 5/28/2026
U.S. pending home sales fell 1.5% from a week earlier on a seasonally adjusted basis during the week ending May 24, the second straight decline after four weeks of increases. Mortgage-purchase applications also dropped to their lowest level since early April.

U.S. Home Prices Continue Broad Cooling Trend in First Quarter
Scotsman Guide - 5/26/2026
Rising just 1.7% from the first quarter of 2025, U.S. home price gains have continued to moderate following multiple years of double-digit increases, with a 0.1% increase from February to March, according to the Federal Housing Finance Agency.

Serious Mortgage Delinquencies Remain Elevated Despite Stable Overall Performance
National Mortgage Professional - 5/26/2026
ICE data shows overall mortgage performance remained stable in April, but late-stage delinquencies and foreclosure inventory continued rising above year-ago levels.

Sellers Are Still Slashing Home Prices in These 5 Cities
Realtor.com - 5/22/2026
In several markets, price cuts remain common, led by Phoenix, where nearly a third of listings (29%) carried a price reduction last month. Phoenix was followed by Tampa, FL (25%), San Antonio, TX (25%), Denver (24%), and Portland, OR (24%).

71% of Homeowners Say Insurance Costs Are Up
Mortgage Professional America - 5/27/2026
A Pew Research Center survey published this month found that 71% of homeowners say the cost of their home insurance has gone up over the last rising insurance costs, including 42% who say it has gone up a lot.

Home Purchase Cancellations Level Off As Buyers Re-Enter Market
National Mortgage Professional - 5/22/2026
A new report from Redfin found that just over 47,000 U.S. home-sale agreements were canceled in April, representing 13.4% of homes that went under contract during the month.

Are All-Cash Home Buyers Retreating?
Financial Advisor - 5/27/2026
Just 28.8% of U.S. home buyers purchased homes entirely in cash in March, down from 29.8% a year earlier. It's also the lowest level for cash purchasers since March 2021, according to a new report from Redfin.