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The 30-year fixed-rate mortgage averaged 6.19% as of Dec. 4, 2025, a decrease from the previous week’s average of 6.23%; mortgage applications decreased 1.4% from one week earlier; Thanksgiving week saw growing inventory, falling prices and a slower pace of sales; mortgage prepayments surged to a 3.5-year high; and several reports predict a healthier housing market in 2026, including Realtor.com which sees affordability improving as income growth outpaces home-price growth.

Mortgage rates dip to 6.19% in second week of easing
Scotsman Guide - 12/4/2025
Mortgage rates have continued their downward trajectory, offering potential relief to homebuyers. The 30-year fixed-rate mortgage averaged 6.19% as of Dec. 4, 2025, a decrease from the previous week’s average of 6.23%.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 12/3/2025
Mortgage applications decreased 1.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending November 28, 2025.

Housing Forecast 2026: Mortgage Rates Remain Above 6%, but Affordability Improves Modestly
Realtor.com - 12/3/2025
Mortgage rates will continue to average above 6% next year, but affordability will improve modestly as the typical monthly payment falls below 30% of a household's income for the first time since 2022, Realtor.com predicts.

Weekly Housing Trends: U.S. Market Update (Week Ending Nov. 29, 2025)
Realtor.com - 12/4/2025
Thanksgiving brought plenty of housing market trends buyers can be thankful for: growing inventory, falling prices and a slower pace of sales. The gravy on top of all was mortgage rates continuing to slide, falling to 6.23% this week.

U.S. housing affordability poised to improve in 2026
Mortgage Professional America - 12/1/2025
For the first time since the pandemic boom knocked many borrowers to the sidelines, the forces behind United States housing affordability finally look like they could tilt slightly back toward buyers as 2026 nears.

Redfin’s 2026 Predictions: Welcome to The Great Housing Reset
Redfin - 12/2/2025
U.S. homebuyers will start to get some relief in 2026, with affordability improving as income growth outpaces home-price growth. Next year will mark the beginning of a long, slow recovery for the housing market.

Zillow sees ‘healthier’ 2026 as buyers, renters gain breathing room
Mortgage Professional America - 12/4/2025
Economists at Zillow said the housing market appears set for “steadier footing” in 2026 as affordability slowly improve, sales ticks higher and rent growth stays muted in most major metros.

Redfin Reports 15% of Home Purchases Fell Through in October, Up Slightly From a Year Earlier
Redfin - 12/3/2025
Roughly 53,000 U.S. home-purchase agreements were canceled in October, equal to 15.1% of homes that went under contract that month, according to a new report from Redfin. That’s up from 14.3% a year earlier.

Mortgage prepayments surge to 3.5-year high as borrowers seize softer rates
Mortgage Professional America - 11/26/2025
According to ICE Mortgage Technology's latest market data, the single month mortality rate, which measures prepayments, rose 27 basis points to 1.01% in October. That's the highest prepayment level since mid-2021.

America’s affordable housing crisis: Why it’s worse than ever
Scotsman Guide - 12/1/2025
Institutional investors, rising costs and regulatory hurdles are reshaping the housing market — and leaving millions without options.

Pending home sales increased 1.9% in October from the previous month and fell 0.4% year over year; U.S. house prices rose 2.2% between Q3 2024 and G3 2025; the value of single-family homes rose 1.3% in September compared to a year earlier; mortgage originations fell 2% in Q3 from a year ago; almost 85,000 sellers took their homes off the market in September, up 28% from September 2024; and home sellers outnumbered buyers in the market by 36.8% in October.

NAR Pending Home Sales Report Shows 1.9% Increase in October
National Association of Realtors - 11/25/2025
Pending home sales in October increased by 1.9% from the prior month and fell 0.4% year over year, according to the National Association of Realtors Pending Home Sales Report.

U.S. House Prices Rise 2.2 Percent Year over Year; Up 0.2 percent Quarter over Quarter
FHFA - 11/25/2025
U.S. house prices rose 2.2 percent between the third quarter of 2024 and the third quarter of 2025, according to the U.S. Federal Housing House Price Index.

Home Prices Are Falling in More Than Half of Major Cities
Realtor.com - 11/25/2025
The value of single-family homes in the U.S. as measured by repeat transactions rose 1.3% in September compared to a year earlier, according to data from the S&P Cotality Case-Shiller Index.

U.S. Mortgage Originations Fall 2 Percent in Q3
MortgagePoint - 11/21/2025
According to ATTOM’s Q3 U.S. Residential Property Mortgage Origination Report, approximately 1.77 million mortgages secured by residential properties (one to four units) were issued in the third quarter of 2025.

Sellers are taking their homes off the market at the fastest pace in nearly a decade
CNBC - 11/25/2025
Close to 85,000 U.S. sellers took their homes off the market in September, up 28% from September 2024 and the highest level for that month in eight years, according to Redfin.

Return of buyer’s market in 2025 comes at a price
Scotsman Guide- 11/21/2025
Home sellers outnumbered buyers in the market by 36.8% in October, up from 35.2% in August and 36.3% in June, according to a new report from Redfin.

The 10 U.S. Cities Seeing the Biggest Home Value Boom Since 2019
Realtor.com - 11/21/2025
Since the pre-pandemic era, 10 cities — split evenly between the South and Northeast — stood out for experiencing the most significant home value increases across the top 100 U.S. metros, but for different reasons.

Where Renters and Owners Face the Highest Cost Burdens
Eye On Housing - 11/24/2025
Current home owners, buoyed by significant home equity gains and locked in by below-market mortgage rates, are in a more advantageous financial position to weather the growing affordability crisis than renters.

Fannie Mae cuts 2026 home sales forecast
Mortgage Professional America - 11/24/2025
Fannie Mae's Economic and Strategic Research Group projects home sales will increase 7.3% to 5,077 units in 2026, down from 8.9% predicted in October and 9.2% in September.

Reports of homebuyer remorse decline in slower sales environment
Scotsman Guide - 11/24/2025
Just over one-third (37%) of homebuyers in 2025 said they did not regret their purchase, up from 31% in 2023, according to listing platform Realtor.com’s latest Consumer Attitudes and Usage Study.

Mortgage applications decreased 5.2% from one week earlier; sales of previously owned homes in October rose 1.2% from September; mortgage applications for new home purchases decreased 2.6% in October compared from a year ago; 53% of home lost value in the past year; California home sales climbed to their highest level since February; the National Association of Realtors predicts double-digit growth in 2026 home sales with prices rising 4%; and there were an estimated 36.8% more sellers than buyers in October.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 11/19/2025
Mortgage applications decreased 5.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending November 14, 2025.

Existing home sales see small October gain, but supply is now dropping
CNBC - 11/20/2025
Sales of previously owned homes in October rose 1.2% from September to 4.1 million units on a seasonally adjusted, annualized basis, according to the National Association of Realtors. Sales were up 1.7% year over year.

October New Home Purchase Mortgage Applications Decreased 2.6 Percent
Mortgage Bankers Association - 11/17/2025
The Mortgage Bankers Association's October 2025 data shows mortgage applications for new home purchases decreased 2.6 percent compared from a year ago. Compared to September 2025, applications decreased by 1 percent.

More than half of U.S. homes lost value in the past year
Mortgage Professional America - 11/17/2025
The United States housing market saw a major change over the past year, with 53% of homes losing value — the highest proportion since 2012, according to new research from Zillow.

California home sales climbed to highest level since February
Mortgage Professional America - 11/19/2025
California’s housing market showed signs of renewed activity in October, with existing single-family home sales climbing to their highest level since February, according to the latest data from the California Association of Realtors.

NAR Predicts Double-Digit Growth in Home Sales in 2026 With Prices Rising 4%
Realtor.com - 11/17/2025
National Association of Realtors Chief Economist Lawrence Yun forecasts sales volume for existing homes will rise 14% next year after three years of stagnation, and sees new-home sales rising 5%.

Housing numbers point to an unusually strong buyer’s market. There’s a catch
CNBC - 11/19/2025
There were an estimated 36.8% more sellers than buyers in October, according to Redfin, the largest gap in records dating back to 2013.

Mortgage Delinquencies Increase in the Third Quarter of 2025
Mortgage Bankers Association - 11/14/2025
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99 percent of all loans outstanding at the end of the third quarter of 2025.

Pending home sales dip as buyers wait for rate relief: Redfin
Mortgage Professional America - 11/14/2025
Pending home sales in the United States slipped 0.3% year-over-year to 75,287 units in the four weeks ending November 9, marking the first decline in four months, according to Redfin’s latest report.

The Housing Affordability Crisis Is Accelerating Fastest in Rural America
Redfin - 11/20/2025
Homebuyers need to earn an annual income of $74,508 to afford the median-priced home in rural U.S. counties. That’s up 105.8% from before the pandemic, when rural buyers needed to earn $36,206, according to Redfin.

Mortgage applications increased 0.6% from one week earlier; total mortgage rate lock volume fell 4% month over month; new foreclosures jumped 20% in October, a sign of more distress in the housing market; the average rate on 30-year fixed home loans rose to 6.24% for the week ending Nov. 13, up from 6.22% the week before; mortgage fraud risk increased by 8.2% year over year – however, it dropped by 2.7% from the previous quarter; and the housing market is set for slow, steady gains in 2026, according to First American.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 11/12/2025
Mortgage applications increased 0.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending November 7, 2025.

Cash-out refinances boost October mortgage volume
Scotsman Guide - 11/12/2025
Total mortgage rate lock volume fell 4% month over month, according to the latest Market Advantage report from Optimal Blue. Purchase rate locks declined 1.5% from September and rate-and-term refinances dipped 14%.

New foreclosures jump 20% in October, a sign of more distress in the housing market
CNBC - 11/13/2025
Foreclosure starts, which are the initial phase of the process, rose 6% for the month and were 20% higher than the year before. Competed foreclosures, the final phase, were up 32% year-over-year.

Mortgage Interest Rates Today: Mortgage Rates Tick up to 6.24% as Markets Assess End of Shutdown
Realtor.com - 11/13/2025
The average rate on 30-year fixed home loans rose to 6.24% for the week ending Nov. 13, up from 6.22% the week before, according to Freddie Mac. Rates averaged 6.78% during the same period in 2024.

Mortgage fraud risk rises as prices drop
Cotality - 11/13/2025
Mortgage fraud risk increased by 8.2% year over year; however, it dropped by 2.7% from the previous quarter. An estimated 1 in 118 mortgage applications have indications of fraud.

Housing market set for slow, steady gains in 2026, says First American
Mortgage Professional America - 11/13/2025
According to First American deputy chief economist Odeta Kushi, “mortgage rates [will hold] in the low 6% range, but we could see movements lower from today’s levels toward six.”

Most Americans doubt they’ll ever own their dream home, survey finds
Mortgage Professional America - 11/12/2025
While 66% said they’d feel more confident living in their ideal property, 53% admitted they don’t expect to ever achieve it. Only 28% said they could afford their dream home today, and fewer than half think they’ll ever get there.

Will A Frozen Real Estate Market Finally Thaw in 2026?
Financial Advisor - 11/7/2025
Home sales have fallen to three-decade lows, affordability remains stretched and a meaningful thaw may still be five to six years away, Chen Zhao, head of economic research at Redfin, told attendees at a conference in Denver.

October Home Prices Tank in Florida, Texas Cities
The Mortgage Reports - 11/11/2025
Home prices rose 0.9% year-over-year in October, according to Intercontinental Exchange. But that ranged by over 17 percentage points among the 100 largest U.S. metro areas.

K-shaped housing market locks out first-time buyers
Scotsman Guide - 11/11/2025
A crowd is forming at the foot of the U.S. housing ladder, as once-in-a-generation equity gains being banked by repeat buyers inadvertently stifle homebuying access for the next.

Mortgage applications decreased 1.9% from one week earlier; Cotality’s Home Price Index showed national year-over-year price growth slowing to just 1.2%, down from 2.7% in September 2024; the median first-time homebuyer age is now at 40, a record high; Only 28 out of every 1,000 U.S. homes changed hands this year – the lowest turnover in decades; and mortgage originations climbed 8.8% year-over-year in Q3, however delinquencies edged up.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 11/5/2025
Mortgage applications decreased 1.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 31, 2025.

Inventory surge cools U.S. home prices, but Northeast markets stay strong: Cotality
Mortgage Professional America - 11/5/2025
Cotality’s Home Price Index showed national year-over-year price growth slowing to just 1.2%, down from 2.7% in September 2024 and well below the double-digit gains seen during the pandemic boom.

Median First-Time Homebuyer Age Now At Record-High Of 40
Financial Advisor - 11/4/2025
The age at which people purchase their first home has climbed rapidly since 2021, when the median was 33, according to a National Association of Realtors survey of transactions from July 2024 through June.

Only 28 Out of Every 1,000 U.S. Homes Changed Hands This Year — The Lowest Turnover in Decades
Redfin - 10/31/2025
Homes turned over the most in Virginia Beach, VA and West Palm Beach, FL, while turning over the least in New York and Los Angeles.

Mortgage originations rebound as Gen Z gains ground, but delinquencies edge up
Mortgage Professional America - 11/4/2025
The United States mortgage market showed signs of renewed activity in the third quarter, with originations climbing 8.8% year-over-year, according to TransUnion’s latest Credit Industry Insights Report.

Weekly Housing Trends: Latest Data as of Nov. 1
Realtor.com - 11/6/2025
Mortgage rates fell to 6.17%, the lowest level in more than a year. The data show that more sellers are seizing the opportunity by listing their homes. However, despite the welcome progress, buyer sentiment remains flat.

Pending Home Sales Barely Budge, As Buyers Stay Cautious Despite Lower Mortgage Rates
Redfin - 11/6/2025
U.S. pending home sales ticked up 0.7% year over year during the four weeks ending November 2, the smallest increase in four months, and at the slowest pace for this time of year since 2019, according to a new report from Redfin.

U.S. household debt hits record $18.6 trillion as mortgage delinquencies stabilize
Mortgage Professional America - 11/6/2025
United States household debt continued its steady climb in the third quarter of 2025, reaching a record $18.59 trillion, according to the Federal Reserve Bank of New York’s latest Household Debt and Credit Report.

New home listings continue months-long slowdown
Scotsman Guide - 11/4/2025
Homebuyers have gained purchasing leverage over the course of 2025. The number of active listings was 15.3% higher year over year in October, according to Realtor.com, and the number of homes for sale topped 1 million.

Q4 Zombie Foreclosure And Vacancy Rates Dip Downward
National Mortgage Professional - 11/4/2025
ATTOM’s fourth-quarter 2025 analysis found that 1.32% of U.S. residential properties were vacant, down slightly from 1.33% in Q3, with the share of zombie foreclosures also sliding, dropping seven basis points in Q4.

Mortgage applications increased 7.1% from one week earlier; the average rate on the 30-year fixed mortgage jumped to 6.33% following the most-recent Fed cut; homeowner equity levels appear to be stabilizing; 27% of for-sale homes are newly built, the lowest share in four years; mortgage application payments decrease to $2,067 from $2,100 in September; and typical home sales netted $123,100 in raw profit, up 1.9% from Q2 but down 3.5% from a year ago.

Mortgage Applications Increased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/29/2025
Mortgage applications increased 7.1 percent from one week earlier, while the Refinance Index increased 9 percent from the previous week and was 111 percent higher than the same week one year ago.

Mortgage rates jump 20 basis points following Fed cut
CNBC - 10/30/2025
The average rate on the 30-year fixed mortgage jumped to 6.33% Thursday. Markets had already priced in a cut from the Federal Reserve, but they weren’t expecting the Fed chairman’s commentary.

Home Equity Boom: Nearly One In Two U.S. Homes Now Equity-Rich
National Mortgage Professional - 10/24/2025
After several years of rapid equity gains that peaked in 2022, homeowner equity levels appear to be stabilizing as slight shifts seen in recent quarters suggest the housing market may be settling into a more balanced phase.

Redfin Reports 27% of For-Sale Homes Are Newly Built, the Lowest Share in 4 Years
Redfin - 10/29/2025
The pool of existing inventory is rising as more homeowners list and homes linger on the market. At the same time, some builders are refraining from starting new projects as they try to offload inventory.

Mortgage Application Payments Decreased in September
Mortgage Bankers Association - 10/30/2025
Homebuyer affordability improved in September, with the national median payment applied for by purchase applicants decreasing to $2,067 from $2,100 in September.

Home sellers kept cashing in during third quarter
Scotsman Guide - 10/27/2025
Typical home sales netted $123,100 in raw profit, up 1.9% from the second quarter but down 3.5% from a year ago, according to ATTOM.

Home Value Growth Slows Further as Prices Drop in 9 of Top 20 Metros
Realtor.com - 10/28/2025
The value of single-family homes in the U.S. as measured by repeat transactions rose 1.5% in August compared to a year earlier, according to data from the S&P Cotality Case-Shiller Index released Tuesday.

Weekly Housing Trends: Latest Data as of Oct. 25
Realtor.com - 10/30/2025
With mortgage rates dipping to 6.19%, data shows that more sellers are seizing the opportunity by listing their homes on the market. At the same time, lower rates are an encouraging sign for buyers.

Climate fears drive Americans to rethink homebuying decisions
Mortgage Professional America - 10/30/2025
A recent survey from Clever Offers, a platform under Clever Real Estate, found that 68% of Americans believe climate change and natural disasters have heightened the risks associated with owning a home.

Bay Area Housing Market Heats Up Amid AI Boom, Return to Office
Redfin - 10/28/2025
Pending home sales jumped 17% year over year in San Francisco last month — more than any other major metro. The typical home also sold in roughly 20 days — over twice as fast as the typical U.S. home.

Mortgage rates fell to their lowest level of 2025 at 6.19%; mortgage applications decreased 0.3% from one week earlier; sales increased 1.5% in September; the typical home that sold last month went for 1.4% less than its final list price — the biggest September discount in six years; homes are spending only four days longer on the market than a year ago; and most potential homebuyers are putting off purchasing a home because they expect mortgage rates to drop.

Mortgage rates fall to lowest level of 2025
CNN Business - 10/23/2025
The average 30-year fixed mortgage rate dropped to 6.19% for the week ending October 23, down from 6.27% last week, according to Freddie Mac data released Thursday.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/22/2025
Mortgage applications decreased 0.3 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 17, 2025.

NAR Existing-Home Sales Report Shows 1.5% Increase in September
National Association of Realtors - 10/23/2025
Month-over-month sales increased in the Northeast, South and West, and fell in the Midwest. Year-over-year, sales rose in the Northeast, Midwest and South, and remained flat in the West.

Redfin Reports Homebuyers Are Scoring the Biggest Autumn Discounts Since 2019
Redfin - 10/20/2025
The typical home that sold last month went for 1.4% less than its final list price — the biggest September discount in six years — as a slow housing market empowered buyers to negotiate.

Weekly Housing Trends: Latest Data as of Oct. 18
Realtor.com - 10/23/2025
With mortgage rates dipping below 6.3%, buyers and sellers are seizing the opportunity. Homes are spending only four days longer on the market than a year ago — compared with gaps of six to eight days in recent weeks.

Most potential homebuyers expect mortgage rates to drop. That’s why they’re waiting
CNBC - 10/23/2025
Rates have been creeping down over the last few months and are hovering around the lowest level in a year, with the average rate on the popular 30-year fixed loan now sitting at 6.17%, according to Mortgage News Daily.

Redfin Reports Mortgage Rates Drop Near 3-Year Low, Opening Door For Homebuyers — But Few Are Walking Through
Redfin - 10/23/2025
A homebuyer on a $3,000 budget has gained $26,000 since last year as mortgage rates drop to the low-6% range. But pending home sales are still slipping.

MBA: Sees No Dip in Mortgage Rates Ahead
National Mortgage Professional - 10/20/2025
As the mortgage rate market improves, Mortgage Bankers Association economists forecast headwinds such as tariffs and inflation may keep rates above 6% and potential buyers on the sidelines for the foreseeable future.

Down Payments Finally Stop Rising — Here’s What Homebuyers Are Paying Now
Realtor.com - 10/20/2025
The typical down payment buyers paid from July to September 2025 was an average of 14.4%, or $30,400 — up roughly $500 from the last quarter but nearly unchanged from a year ago, according to a Realtor.com report.

New-Home Construction Is Barreling Toward a Standstill if Government Shutdown Continues
Realtor.com - 10/17/2025
As the government shutdown stretches on, nearly 1,300 Individual Permits for construction projects of all sizes remain pending review with the U.S. Army Corps of Engineers. And that's just the tip of the iceberg.

Mortgage applications decreased 1.8% from one week earlier; mortgage applications for new home purchases increased 2.0% compared from a year ago; a Realtor.com Gen Z survey finds that 82% of respondents believe it’s harder for their generation to buy a home compared to previous ones; the effects of the federal government shutdown are beginning to ripple through Florida’s housing market; and September’s mortgage refinance wave was the largest in more than two years.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/15/2025
Mortgage applications decreased 1.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 10, 2025.

September New Home Purchase Mortgage Applications Increased 2.0 Percent
Mortgage Bankers Association - 10/16/2025
The Mortgage Bankers Association Builder Application Survey data for September 2025 shows mortgage applications for new home purchases increased 2.0 percent compared from a year ago.

Gen Z Balances Ambition and Affordability in the Pursuit of Homeownership
Realtor.com - 10/15/2025
A new Realtor.com survey of 1,000 adults ages 18–27 who currently own or hope to own a home found that 82% of respondents believe it’s harder for their generation to buy a home compared to previous ones.

The Government Shutdown Is Hitting the Housing Market Hard — and Florida Shows What’s at Stake
Realtor.com - 10/14/2025
While Congress remains at a standstill, the effects of the federal government shutdown are beginning to ripple through Florida’s housing market — and the fallout could soon reach the rest of the country.

September’s mortgage refinance wave was the largest in more than two years
Scotsman Guide - 10/14/2025
The September 2025 Market Advantage mortgage data report from Optimal Blue showed total lock volume rose 28% from August to September. Refinance volumes drove the increase.

Weekly Housing Trends: Latest Data as of Oct. 11
Realtor.com - 10/16/2025
Homes continue to spend more time on the market than last year, and prices remain flat, signaling higher inventory and lower competition.

Housing Market Predictions: Will Home Prices Drop in 2026?
The Mortgage Reports - 10/15/2025
Will prices finally ease, or will limited supply keep the pressure on? To get a clearer picture, we gathered expert housing market predictions for 2026 to explore what buyers and sellers can expect in the year ahead.

New Listings Creep Up As Would-Be Homebuyers Back Off, Haunted By High Prices and Economic Unease
Redfin - 10/16/2025
Even though mortgage rates are sitting near their lowest level in a year, house hunters are spooked by stubbornly high home prices and jitters about a possible recession and the government shutdown.

Custom Home Building Share Declines in 2024
Eye On Housing - 10/14/2025
In 2024, 17.5% of all new single-family homes started were custom homes. This share decreased from 18.8% in 2023 and from 20.4% in 2022, according to data tabulated from the Census Bureau’s Survey of Construction.

Profiting from price premiums
Cotality - 10/10/2025
Investors are reshaping the housing market, routinely paying 1.8%–4.3% over market value and outcompeting buyers with cash offers and fast closings. As a result, starter homes are increasingly out of reach.

Mortgage applications decreased 4.7% from one week earlier; mortgage credit availability increased to its highest level in four months; 93% of Americans says housing costs are too high; homebuyer affordability in September reached levels not seen since early 2023; price growth continues its downward trend, only rising 1.3% in August 2025; and roughly a third of all homes sold during the first half of 2025 were paid for in all cash.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/8/2025
Mortgage applications decreased 4.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 3, 2025.

Mortgage Credit Availability Increased in September
Mortgage Bankers Association - 10/9/2025
Mortgage credit availability increased to its highest level in four months, driven by a growing supply of ARM loans, both in terms of more ARM products and broader eligibility requirements.

93% of Americans Say Housing Costs Are Too High — and These Are the Factors They Blame
Realtor.com - 10/6/2025
Only 3% of respondents believe housing costs in the U.S. are "reasonable," according to a new survey. A total of 93% said housing costs are unreasonable, either "a little too high" (15%), "too high" (36%) or "way too high" (43%).

Mortgage affordability reaches best level since 2023
Scotsman Guide - 10/6/2025
Homebuyer affordability in September reached levels not seen since early 2023 as easing mortgage rates raised homebuyers’ purchasing power, according to the October 2025 Mortgage Monitor report from ICE Mortgage Technology.

U.S. home price insights — October 2025
Cotality - 10/7/2025
Year-over-year price growth continues its downward trend, only rising 1.3% in August 2025. Monthly price increases were in negative territory (down 0.3%) between July and August 2025, following a 0.2% decline in July.

Cash is King: Trends in All-Cash Home Sales
Realtor.com - 10/7/2025
Nationally, roughly a third of all homes sold during the first half of 2025 were paid for in all cash, down just 0.6% from the same period a year ago, according to a new report from Realtor.com.

Redfin Reports Nearly 60,000 Home Purchases Were Called Off in August
Redfin - 10/7/2025
Buyers frequently back out of deals when they find issues during the inspection, they have trouble selling their existing home or their financing falls through, according to a survey of Redfin agents.

Redfin Reports There Are 72% More Condo Sellers Than Buyers in the U.S.
Redfin - 10/6/2025
Would-be condo buyers are spooked by high costs, including HOA dues, but the silver lining is bargaining power. The gap between sellers and buyers has shrunk since springtime, though, when there were 81% more sellers.

Steady rise in foreclosure filings continues through third quarter
Scotsman Guide - 10/9/2025
Across the U.S., a total of 101,513 properties had a foreclosure filing — such as a default notice, scheduled auction or bank repossession — during Q3 2025, a 17% rise from a year ago but up less than 1% from the second quarter.

Affordable homes, unstable costs
Cotality - 10/3/2025
Escalating escrow costs are reshaping the financial reality of homeownership across the U.S., undermining the predictability once promised by fixed mortgage payments.

Mortgage applications decreased 12.7% from one week earlier; pending home sales in August increased by 4.0% from the prior month and rose 3.8% YOY; the S&P Cotality Case-Shiller National Home Price Index rose just 1.7% YOY, down from 1.9% in June; mortgage rates inched up for the second straight week, averaging 6.34%; and the share of mortgaged U.S. homeowners with a rate of at least 6% rose to 19.7% in Q2, the highest level since 2015.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/1/2025
Mortgage applications decreased 12.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending September 26, 2025.

NAR Pending Home Sales Report Shows 4.0% Increase in August
National Association of Realtors - 9/29/2025
Pending home sales in August increased by 4.0% from the prior month and rose 3.8% year-over-year, according to the National Association of Realtors Pending Home Sales Report.

Home price growth falls for sixth straight month in July
Cotality - 9/30/2025
The S&P Cotality Case-Shiller National Home Price Index rose just 1.7% year-over-year, down from 1.9% in June, marking the sixth consecutive month of deceleration and one of the weakest annual increases in a decade.

Mortgage rates are heading in the wrong direction
Scotsman Guide - 10/2/2025
Mortgage rates inched up for the second straight week, with the 30-year fixed rate averaging 6.34% for the seven-day period ending Thursday, according to Freddie Mac’s weekly rate survey.

Share of Mortgages with Rates Above 6% Climbs to 10-Year High as Americans Adapt to New Normal
Redfin - 9/29/2025
The share of mortgaged U.S. homeowners with a rate of at least 6% rose to 19.7% in the second quarter, the highest level since 2015, according to a new report from Redfin.

Buyer’s Market Appears To Be Over
National Mortgage Professional - 9/29/2025
The share of listings with price cuts dipped from the all-time high of 27% in July to 26% in August, according to an August housing report from Zillow. At the same time, new listings “have slowed to a trickle.”

Affordability Worsens Almost Everywhere
National Mortgage Professional - 9/26/2025
If you thought houses couldn’t become any more unaffordable, think again: Homes are now less affordable than ever in 99% of America’s counties.

Redfin Reports Pending Home Sales Slide, But There Are Bright Spots: Buyers Have Bargaining Power, Starter-Home Sales Improving
Redfin - 10/2/2025
Pending U.S. home sales fell roughly 1% from a year earlier during the four weeks ending September 28, the biggest decline in nearly five months, according to a new report from Redfin.

Weekly Housing Trends: Latest Data as of Sept. 27
Realtor.com - 10/2/2025
Despite falling mortgage interest rates over the past few months, listing and sales activity continues to slow. Buyers remain cautious, with homes lingering on the market longer and prices holding flat.

Homebuyers Interest in Energy Efficiency Is Increasing
National Association of  Realtors - 9/30/2025
Sustainable features, particularly those that reduce costs or offer financial savings, are increasingly influencing home search and remodeling decisions, according to new findings from the National Association of Realtors.