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Weekly Housing Headlines

Mortgage applications increased 7.1% from one week earlier; the average rate on the 30-year fixed mortgage jumped to 6.33% following the most-recent Fed cut; homeowner equity levels appear to be stabilizing; 27% of for-sale homes are newly built, the lowest share in four years; mortgage application payments decrease to $2,067 from $2,100 in September; and typical home sales netted $123,100 in raw profit, up 1.9% from Q2 but down 3.5% from a year ago.

Mortgage Applications Increased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/29/2025
Mortgage applications increased 7.1 percent from one week earlier, while the Refinance Index increased 9 percent from the previous week and was 111 percent higher than the same week one year ago.

Mortgage rates jump 20 basis points following Fed cut
CNBC - 10/30/2025
The average rate on the 30-year fixed mortgage jumped to 6.33% Thursday. Markets had already priced in a cut from the Federal Reserve, but they weren’t expecting the Fed chairman’s commentary.

Home Equity Boom: Nearly One In Two U.S. Homes Now Equity-Rich
National Mortgage Professional - 10/24/2025
After several years of rapid equity gains that peaked in 2022, homeowner equity levels appear to be stabilizing as slight shifts seen in recent quarters suggest the housing market may be settling into a more balanced phase.

Redfin Reports 27% of For-Sale Homes Are Newly Built, the Lowest Share in 4 Years
Redfin - 10/29/2025
The pool of existing inventory is rising as more homeowners list and homes linger on the market. At the same time, some builders are refraining from starting new projects as they try to offload inventory.

Mortgage Application Payments Decreased in September
Mortgage Bankers Association - 10/30/2025
Homebuyer affordability improved in September, with the national median payment applied for by purchase applicants decreasing to $2,067 from $2,100 in September.

Home sellers kept cashing in during third quarter
Scotsman Guide - 10/27/2025
Typical home sales netted $123,100 in raw profit, up 1.9% from the second quarter but down 3.5% from a year ago, according to ATTOM.

Home Value Growth Slows Further as Prices Drop in 9 of Top 20 Metros
Realtor.com - 10/28/2025
The value of single-family homes in the U.S. as measured by repeat transactions rose 1.5% in August compared to a year earlier, according to data from the S&P Cotality Case-Shiller Index released Tuesday.

Weekly Housing Trends: Latest Data as of Oct. 25
Realtor.com - 10/30/2025
With mortgage rates dipping to 6.19%, data shows that more sellers are seizing the opportunity by listing their homes on the market. At the same time, lower rates are an encouraging sign for buyers.

Climate fears drive Americans to rethink homebuying decisions
Mortgage Professional America - 10/30/2025
A recent survey from Clever Offers, a platform under Clever Real Estate, found that 68% of Americans believe climate change and natural disasters have heightened the risks associated with owning a home.

Bay Area Housing Market Heats Up Amid AI Boom, Return to Office
Redfin - 10/28/2025
Pending home sales jumped 17% year over year in San Francisco last month — more than any other major metro. The typical home also sold in roughly 20 days — over twice as fast as the typical U.S. home.

Weekly Housing Headlines

Mortgage rates fell to their lowest level of 2025 at 6.19%; mortgage applications decreased 0.3% from one week earlier; sales increased 1.5% in September; the typical home that sold last month went for 1.4% less than its final list price — the biggest September discount in six years; homes are spending only four days longer on the market than a year ago; and most potential homebuyers are putting off purchasing a home because they expect mortgage rates to drop.

Mortgage rates fall to lowest level of 2025
CNN Business - 10/23/2025
The average 30-year fixed mortgage rate dropped to 6.19% for the week ending October 23, down from 6.27% last week, according to Freddie Mac data released Thursday.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/22/2025
Mortgage applications decreased 0.3 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 17, 2025.

NAR Existing-Home Sales Report Shows 1.5% Increase in September
National Association of Realtors - 10/23/2025
Month-over-month sales increased in the Northeast, South and West, and fell in the Midwest. Year-over-year, sales rose in the Northeast, Midwest and South, and remained flat in the West.

Redfin Reports Homebuyers Are Scoring the Biggest Autumn Discounts Since 2019
Redfin - 10/20/2025
The typical home that sold last month went for 1.4% less than its final list price — the biggest September discount in six years — as a slow housing market empowered buyers to negotiate.

Weekly Housing Trends: Latest Data as of Oct. 18
Realtor.com - 10/23/2025
With mortgage rates dipping below 6.3%, buyers and sellers are seizing the opportunity. Homes are spending only four days longer on the market than a year ago — compared with gaps of six to eight days in recent weeks.

Most potential homebuyers expect mortgage rates to drop. That’s why they’re waiting
CNBC - 10/23/2025
Rates have been creeping down over the last few months and are hovering around the lowest level in a year, with the average rate on the popular 30-year fixed loan now sitting at 6.17%, according to Mortgage News Daily.

Redfin Reports Mortgage Rates Drop Near 3-Year Low, Opening Door For Homebuyers — But Few Are Walking Through
Redfin - 10/23/2025
A homebuyer on a $3,000 budget has gained $26,000 since last year as mortgage rates drop to the low-6% range. But pending home sales are still slipping.

MBA: Sees No Dip in Mortgage Rates Ahead
National Mortgage Professional - 10/20/2025
As the mortgage rate market improves, Mortgage Bankers Association economists forecast headwinds such as tariffs and inflation may keep rates above 6% and potential buyers on the sidelines for the foreseeable future.

Down Payments Finally Stop Rising — Here’s What Homebuyers Are Paying Now
Realtor.com - 10/20/2025
The typical down payment buyers paid from July to September 2025 was an average of 14.4%, or $30,400 — up roughly $500 from the last quarter but nearly unchanged from a year ago, according to a Realtor.com report.

New-Home Construction Is Barreling Toward a Standstill if Government Shutdown Continues
Realtor.com - 10/17/2025
As the government shutdown stretches on, nearly 1,300 Individual Permits for construction projects of all sizes remain pending review with the U.S. Army Corps of Engineers. And that's just the tip of the iceberg.

Weekly Housing Headlines

Mortgage applications decreased 1.8% from one week earlier; mortgage applications for new home purchases increased 2.0% compared from a year ago; a Realtor.com Gen Z survey finds that 82% of respondents believe it’s harder for their generation to buy a home compared to previous ones; the effects of the federal government shutdown are beginning to ripple through Florida’s housing market; and September’s mortgage refinance wave was the largest in more than two years.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/15/2025
Mortgage applications decreased 1.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 10, 2025.

September New Home Purchase Mortgage Applications Increased 2.0 Percent
Mortgage Bankers Association - 10/16/2025
The Mortgage Bankers Association Builder Application Survey data for September 2025 shows mortgage applications for new home purchases increased 2.0 percent compared from a year ago.

Gen Z Balances Ambition and Affordability in the Pursuit of Homeownership
Realtor.com - 10/15/2025
A new Realtor.com survey of 1,000 adults ages 18–27 who currently own or hope to own a home found that 82% of respondents believe it’s harder for their generation to buy a home compared to previous ones.

The Government Shutdown Is Hitting the Housing Market Hard — and Florida Shows What’s at Stake
Realtor.com - 10/14/2025
While Congress remains at a standstill, the effects of the federal government shutdown are beginning to ripple through Florida’s housing market — and the fallout could soon reach the rest of the country.

September’s mortgage refinance wave was the largest in more than two years
Scotsman Guide - 10/14/2025
The September 2025 Market Advantage mortgage data report from Optimal Blue showed total lock volume rose 28% from August to September. Refinance volumes drove the increase.

Weekly Housing Trends: Latest Data as of Oct. 11
Realtor.com - 10/16/2025
Homes continue to spend more time on the market than last year, and prices remain flat, signaling higher inventory and lower competition.

Housing Market Predictions: Will Home Prices Drop in 2026?
The Mortgage Reports - 10/15/2025
Will prices finally ease, or will limited supply keep the pressure on? To get a clearer picture, we gathered expert housing market predictions for 2026 to explore what buyers and sellers can expect in the year ahead.

New Listings Creep Up As Would-Be Homebuyers Back Off, Haunted By High Prices and Economic Unease
Redfin - 10/16/2025
Even though mortgage rates are sitting near their lowest level in a year, house hunters are spooked by stubbornly high home prices and jitters about a possible recession and the government shutdown.

Custom Home Building Share Declines in 2024
Eye On Housing - 10/14/2025
In 2024, 17.5% of all new single-family homes started were custom homes. This share decreased from 18.8% in 2023 and from 20.4% in 2022, according to data tabulated from the Census Bureau’s Survey of Construction.

Profiting from price premiums
Cotality - 10/10/2025
Investors are reshaping the housing market, routinely paying 1.8%–4.3% over market value and outcompeting buyers with cash offers and fast closings. As a result, starter homes are increasingly out of reach.

Weekly Housing Headlines

Mortgage applications decreased 4.7% from one week earlier; mortgage credit availability increased to its highest level in four months; 93% of Americans says housing costs are too high; homebuyer affordability in September reached levels not seen since early 2023; price growth continues its downward trend, only rising 1.3% in August 2025; and roughly a third of all homes sold during the first half of 2025 were paid for in all cash.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/8/2025
Mortgage applications decreased 4.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending October 3, 2025.

Mortgage Credit Availability Increased in September
Mortgage Bankers Association - 10/9/2025
Mortgage credit availability increased to its highest level in four months, driven by a growing supply of ARM loans, both in terms of more ARM products and broader eligibility requirements.

93% of Americans Say Housing Costs Are Too High — and These Are the Factors They Blame
Realtor.com - 10/6/2025
Only 3% of respondents believe housing costs in the U.S. are "reasonable," according to a new survey. A total of 93% said housing costs are unreasonable, either "a little too high" (15%), "too high" (36%) or "way too high" (43%).

Mortgage affordability reaches best level since 2023
Scotsman Guide - 10/6/2025
Homebuyer affordability in September reached levels not seen since early 2023 as easing mortgage rates raised homebuyers’ purchasing power, according to the October 2025 Mortgage Monitor report from ICE Mortgage Technology.

U.S. home price insights — October 2025
Cotality - 10/7/2025
Year-over-year price growth continues its downward trend, only rising 1.3% in August 2025. Monthly price increases were in negative territory (down 0.3%) between July and August 2025, following a 0.2% decline in July.

Cash is King: Trends in All-Cash Home Sales
Realtor.com - 10/7/2025
Nationally, roughly a third of all homes sold during the first half of 2025 were paid for in all cash, down just 0.6% from the same period a year ago, according to a new report from Realtor.com.

Redfin Reports Nearly 60,000 Home Purchases Were Called Off in August
Redfin - 10/7/2025
Buyers frequently back out of deals when they find issues during the inspection, they have trouble selling their existing home or their financing falls through, according to a survey of Redfin agents.

Redfin Reports There Are 72% More Condo Sellers Than Buyers in the U.S.
Redfin - 10/6/2025
Would-be condo buyers are spooked by high costs, including HOA dues, but the silver lining is bargaining power. The gap between sellers and buyers has shrunk since springtime, though, when there were 81% more sellers.

Steady rise in foreclosure filings continues through third quarter
Scotsman Guide - 10/9/2025
Across the U.S., a total of 101,513 properties had a foreclosure filing — such as a default notice, scheduled auction or bank repossession — during Q3 2025, a 17% rise from a year ago but up less than 1% from the second quarter.

Affordable homes, unstable costs
Cotality - 10/3/2025
Escalating escrow costs are reshaping the financial reality of homeownership across the U.S., undermining the predictability once promised by fixed mortgage payments.

Weekly Housing Headlines

Mortgage applications decreased 12.7% from one week earlier; pending home sales in August increased by 4.0% from the prior month and rose 3.8% YOY; the S&P Cotality Case-Shiller National Home Price Index rose just 1.7% YOY, down from 1.9% in June; mortgage rates inched up for the second straight week, averaging 6.34%; and the share of mortgaged U.S. homeowners with a rate of at least 6% rose to 19.7% in Q2, the highest level since 2015.

Mortgage Applications Decreased in Latest MBA Weekly Survey
Mortgage Bankers Association - 10/1/2025
Mortgage applications decreased 12.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending September 26, 2025.

NAR Pending Home Sales Report Shows 4.0% Increase in August
National Association of Realtors - 9/29/2025
Pending home sales in August increased by 4.0% from the prior month and rose 3.8% year-over-year, according to the National Association of Realtors Pending Home Sales Report.

Home price growth falls for sixth straight month in July
Cotality - 9/30/2025
The S&P Cotality Case-Shiller National Home Price Index rose just 1.7% year-over-year, down from 1.9% in June, marking the sixth consecutive month of deceleration and one of the weakest annual increases in a decade.

Mortgage rates are heading in the wrong direction
Scotsman Guide - 10/2/2025
Mortgage rates inched up for the second straight week, with the 30-year fixed rate averaging 6.34% for the seven-day period ending Thursday, according to Freddie Mac’s weekly rate survey.

Share of Mortgages with Rates Above 6% Climbs to 10-Year High as Americans Adapt to New Normal
Redfin - 9/29/2025
The share of mortgaged U.S. homeowners with a rate of at least 6% rose to 19.7% in the second quarter, the highest level since 2015, according to a new report from Redfin.

Buyer’s Market Appears To Be Over
National Mortgage Professional - 9/29/2025
The share of listings with price cuts dipped from the all-time high of 27% in July to 26% in August, according to an August housing report from Zillow. At the same time, new listings “have slowed to a trickle.”

Affordability Worsens Almost Everywhere
National Mortgage Professional - 9/26/2025
If you thought houses couldn’t become any more unaffordable, think again: Homes are now less affordable than ever in 99% of America’s counties.

Redfin Reports Pending Home Sales Slide, But There Are Bright Spots: Buyers Have Bargaining Power, Starter-Home Sales Improving
Redfin - 10/2/2025
Pending U.S. home sales fell roughly 1% from a year earlier during the four weeks ending September 28, the biggest decline in nearly five months, according to a new report from Redfin.

Weekly Housing Trends: Latest Data as of Sept. 27
Realtor.com - 10/2/2025
Despite falling mortgage interest rates over the past few months, listing and sales activity continues to slow. Buyers remain cautious, with homes lingering on the market longer and prices holding flat.

Homebuyers Interest in Energy Efficiency Is Increasing
National Association of  Realtors - 9/30/2025
Sustainable features, particularly those that reduce costs or offer financial savings, are increasingly influencing home search and remodeling decisions, according to new findings from the National Association of Realtors.

Weekly Housing Headlines

There were an estimated 506,000 more home sellers than buyers in August, making it the strongest buyer’s market in more than a decade; mortgage applications increased 0.6% from one week earlier; sales of newly built homes surged to a three-year high in August; homebuyer affordability improved in August, with the national median payment decreasing to $2,100; and sales of previously owned homes were essentially flat in August, coming in 4 million units.

Redfin Reports Summer 2025 Was the Strongest Buyer’s Market in Records Dating Back Over a Decade
Redfin - 9/22/2025
There were an estimated 506,000 more home sellers than buyers in August, meaning buyers held the negotiating power. But the tables could turn if falling mortgage rates bring more buyers off the sidelines.

Mortgage Applications Increased in Latest MBA Weekly Survey
Mortgage Bankers Association - 9/24/2025
Mortgage applications increased 0.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending September 19, 2025.

New-Home Sales Surge in August as Builders Boost Incentives and Cut Prices
Realtor.com - 9/24/2025
Sales of newly built homes surged to a three-year high in August as homebuilders boosted their use of buyer incentives, breathing life into a sluggish summer housing market.

Mortgage Application Payments Decreased in August
Mortgage Bankers Association - 9/25/2025
Homebuyer affordability improved in August, with the national median payment applied for by purchase applicants decreasing to $2,100 from $2,127 in August.

Existing home sales stall in August amid higher mortgage rates
CNBC - 9/25/2025
Sales of previously owned homes were essentially flat in August, coming in 4 million units on a seasonally adjusted, annualized basis, according to the National Association of Realtors.

10 things to know about the property market: September 2025
Cotality - 9/25/2025
Conditions are gradually shifting in favor of buyers as inventory grows. Some cities, particularly in the Midwest and Northeast where migration is attracting newcomers, are seeing solid price gains.

Weekly Housing Trends: Latest Data as of Sept. 20
Realtor.com - 9/25/2025
Although mortgage rates have drifted lower toward 6%, listing activity has not rebounded. Meanwhile, flat prices and longer days on market indicate that even 11-month-low rates have not been enough to entice buyers back.

Owners See Dip In Monthly Costs
National Mortgage Professional - 9/19/2025
The median monthly cost for homeowners 20 years ago was $961 or $1,552 adjusted for inflation. But by 2024, the median had gone down $157 to $1,395, while renters during this period saw their costs go up.

Roll Up Your Sleeves: An In-Depth Look at Fixer-Uppers on the Market
Realtor.com - 9/23/2025
A new analysis from Realtor.com shows homes marketed as “fixer-uppers” now draw 52% more page views per listing than comparable affordable homes, and searches for the term have tripled since 2021.

Housing supply posts sharpest drop in two years as sellers retreat: Redfin
Mortgage Professional America - 9/23/2025
Redfin's latest inventory stats show the U.S. housing market saw its biggest monthly drop in active listings since 2023 with August data showing a 1.4% decline in homes for sale.

Weekly Housing Headlines

The average U.S. homeowner lost approximately $9,200 in equity during the past year; mortgage applications increased 29.7% from one week earlier; August new home purchase mortgage applications increased 1.0%; the 30-year fixed mortgage rate averaged 6.26% for the week ending September 18; and housing starts fell to a seasonally adjusted annual rate of 1.31 million in August.

Home equity growth stalls amid modest home price increase
Cotality - 9/12/2025
The average U.S. homeowner lost approximately $9,200 in equity during the past year, but that still leaves the average borrower with about $307,000 in accumulated home equity.

Mortgage Application Payments Increased in Latest MBA Weekly Survey
Mortgage Bankers Association - 9/17/2025
Mortgage applications increased 29.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending September 12, 2025.

August New Home Purchase Mortgage Applications Increased 1.0 Percent
Mortgage Bankers Association - 9/16/2025
Applications to purchase newly constructed homes remained higher than last year, although the monthly pace of applications slowed from July.

Mortgage rates haven’t been this low in nearly a year. Thank the Fed — but not entirely
CNN Business - 9/18/2025
The 30-year fixed mortgage rate averaged 6.26% for the week ending September 18, down from 6.35% last week, according to data released Thursday by Freddie Mac.

U.S. housing starts and permits tumble as market softens
Mortgage Professional America - 9/17/2025
Housing starts fell to a seasonally adjusted annual rate of 1.31 million in August, down from 1.43 million (8.5%) in July and 1.39 million (6%) in August 2024.

Builder Confidence Steady but Future Sales Expectations Hit Six-Month High
Eye On Housing - 9/16/2025
Builder sentiment levels remained unchanged in September, but lower mortgage rates and expectations that the Federal Reserve will soon cut the federal funds rate led to higher future sale expectations in the coming months.

What Are Today’s First-Time Home Buyers Compromising On?
The Mortgage Reports - 9/12/2025
While a 47% share of recent first-time home buyers reported no lifestyle trade-offs, 23.5% chose to purchase a fixer-upper, according to The Mortgage Reports’ Summer 2025 First-Time Home Buyer Survey.

Housing Costs Keep Climbing, Squeezing Both Buyers And Renters
National Mortgage Professional - 9/12/2025
The median selected monthly owner costs — a bundle that includes a mortgage payment, property taxes, homeowners insurance, utilities, and association fees — rose to $2,035 in 2024.

California housing market expected to see modest rebound in 2026 as affordability edges up
Mortgage Professional America - 9/18/2025
California’s housing market was set for a modest recovery in 2026, according to the California Association of Realtors, which forecast a 2% rise in single-family home sales and a 3.6% increase in the median home price.

Weekly Housing Trends: Latest Data as of Sept. 13
Realtor.com - 9/18/2025
The housing market remains sluggish, with early signs of price softening. Despite recent declines, historically high mortgage rates and affordability pressures are still holding many buyers back.

Weekly Housing Headlines

The 30-year fixed mortgage rate averaged 6.35% for the week ending September 11, down from 6.50% last week; mortgage applications increased 9.2% from one week earlier; refinances rose to 26% of originations last month; mortgage credit availability increased slightly in August; half of the fastest-selling metros in the U.S. are in the Midwest; and summer ended with a standoff between reluctant buyers and frustrated sellers.

Mortgage rates are finally sinking — and fast
CNN Business - 9/11/2025
The 30-year fixed mortgage rate averaged 6.35% for the week ending September 11, down from 6.50% last week, according to data released Thursday by Freddie Mac.

Mortgage Application Payments Increased in Latest MBA Weekly Survey
Mortgage Bankers Association - 9/10/2025
Mortgage applications increased 9.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending September 5, 2025.

Refis Mount As Non-QM Climbs To Nearly Six Times Its Share In 2020
National Mortgage Professional - 9/10/2025
Homeowners were quick to refinance in July, taking advantage of nearly a quarter-point dip in mortgage rates, according to the latest report from Optimal Blue.

Mortgage Credit Availability Increased in August
Mortgage Bankers Association - 9/11/2025
Mortgage credit availability increased slightly in August, driven by a small increase in ARM product offerings, which was similar to what we saw in July.

Mapped: Metros Where Homes Are Selling the Fastest as U.S. Market Stalls
Realtor.com - 9/10/2025
Even as the national housing market slowed to a crawl in August, a handful of metros, half in the Midwest, defied the trend with the fastest-selling homes in the U.S.

7 Major Cities Are Now Buyer’s Markets — but Delistings Continue To Rise
Realtor.com - 9/9/2025
Summer ended with a standoff between reluctant buyers and frustrated sellers — but this fall, house hunters can be a bit more optimistic as seven of the 50 biggest metros become buyer's markets.

U.S. home price insights — September 2025
Cotality - 9/9/2025
The 2025 spring homebuyers season ended softly, with slower price growth dominating the narrative and potentially opening the door to more buyers.

Mortgage Performance Strong, But Insurance Costs, Housing Supply Pose Challenges
National Mortgage Professional - 9/9/2025
Despite softening in the labor market and resumed student loan repayments, mortgage performance remains strong and delinquency data show little sign of stress.

Weekly Housing Trends: Latest Data as of Sep. 6
Realtor.com - 9/11/2025
The housing market remains stuck, though prices are starting to show signs of slipping. Both the median listing price and the median listing price per square foot fell annually this week.

Redfin Reports Lower Mortgage Rates Trim Hundreds Off Monthly Payments, Yet Homebuyers Are Still Cautious
Redfin - 9/11/2025
Declining mortgage rates are one factor pushing the median U.S. monthly mortgage payment down to $2,604, more than $200 below May’s all-time high.

Weekly Housing Headlines

Mortgage applications decreased 1.4% from one week earlier; sales of previously owned homes rose 2% in July compared with June to 4.01 million units; originations climbed 5% YoY in Q1 2025 thanks to a 44% refi leap, while the home equity market saw its strongest growth in three years; single‑family housing starts climbed by 2.8% in July; U.S. foreclosure activity reached its highest point of the year in July; and home purchases are getting cancelled at a record rate.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 8/20/2025
Mortgage applications decreased 1.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending August 15, 2025. 

July home sales rise as prices approach inflection point
CNBC - 8/21/2025
Sales of previously owned homes rose 2% in July compared with June to 4.01 million units, on a seasonally adjusted, annualized basis, according to the National Association of Realtors. Sales were 0.8% higher than July 2024.

Originations, Refinances, Home Equity Loans All See Gains
National Mortgage Professional - 8/15/2025
Originations climbed 5% YoY in Q1 2025 thanks to a 44% refi leap, while the home equity market saw its strongest growth in three years.

Not A Decline But A Rise In Single-Family Housing Starts In July
National Mortgage Professional - 8/19/2025
Single‑family housing starts climbed by 2.8% in July, reaching an annual rate of 939,000 units — a rebound from the revised June rate of 913,000.

U.S. foreclosure activity climbs to 2025 high in July
Mortgage Professional America - 8/15/2025
U.S. foreclosure activity reached its highest point of the year in July, with filings rising 13% compared with the same month in 2024, according to ATTOM’s latest US Foreclosure Market Report.

Home Purchases Are Getting Canceled at a Record Rate
Redfin - 8/21/2025
Roughly 58,000 U.S. home-purchase agreements were canceled in July, equal to 15.3% of homes that went under contract last month. That’s up from 14.5% a year earlier and marks the highest July rate in records dating back to 2017.

New and Existing Homes Remain Largely Unaffordable in Second Quarter
Eye On Housing - 8/21/2025
In the second quarter of 2025, a family earning the nation’s median income of $104,200 needed 36% of its income to cover the mortgage payment on a median-priced new home.

Q2 Mortgage Delinquency Snapshot
MortgagePoint - 8/15/2025
The delinquency rate for mortgage loans on residential properties with one to four units dropped to a seasonally adjusted rate of 3.93% of all outstanding loans, according to the Mortgage Bankers Association.

California home sales decline for fourth straight month
Mortgage Professional America - 8/20/2025
Closed escrow sales of existing, single-family detached homes totaled a seasonally adjusted annualized rate of 261,820 in July. That figure was down 1% from 264,400 in June, and 4.1% below the 272,990 sales in July 2024. 

Weekly Housing Trends: Latest Data as of Aug. 16
Realtor.com - 8/21/2025
Even though mortgage rates have eased in recent weeks, the housing market continues to see little movement, with steady prices and longer days on market.

Weekly Housing Headlines

Mortgage applications increased 0.8% from one week earlier; new listing fell 3.2% to their lowest level in two years; sales of previously owned homes in June fell 2.7% from May; Boomers now hold nearly half of the nation's real estate wealth at $19 trillion; sales of new single-family homes declined by 17% from 2020 to 2024; and home sales could fall to a new three-decade low in 2025.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 7/23/2025
Mortgage applications increased 0.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending July 18, 2025.

Redfin Reports New Listings Fall to Lowest Level in Nearly Two Years
Redfin - 7/21/2025
New listings of U.S. homes for sale fell 3.2% in June to the lowest seasonally adjusted level since October 2023, according to a new report from Redfin. That’s the biggest month-over-month decline since February 2023.

June home sales drop as prices hit a record high
CNBC - 7/23/2025
Sales of previously owned homes in June fell 2.7% from May to 3.93 million units on a seasonally adjusted, annualized basis, according to the National Association of Realtors. Analysts had expected a drop of just 0.7%.

Boomers Are Sitting on Nearly $19 Trillion in Real Estate — Here’s Where They Hold the Most Housing Wealth
Realtor.com - 7/21/2025
Boomers now hold nearly half of the nation's real estate wealth. This is a direct reflection of decades of homeownership, rising property values and the generational shift that is now reshaping the housing market.

Sales of Lower-Priced New Single-Family Homes Declined Over the Past Five Years
Eye On Housing - 7/21/2025
Data from the U.S. Census’s Survey of Construction shows that total sales of new single-family homes declined by 17% during the 2020-2024 period.

Home Sales May Fall to New 30-Year Low in 2025 as Mortgage Rates Remain Elevated
Realtor.com - 7/23/2025
Home sales could fall to a new three-decade low in 2025 as elevated mortgage rates continue to crimp affordability, according to new projections from the Realtor.com economic research team.

Fannie Mae lowers mortgage rate forecasts as Fed faces pressure
Mortgage Professional America - 7/24/2025
The forecasted mortgage rate for the end of 2025 is 6.4%, down by 0.1% from the previous call of 6.5%. At the end of 2026, Fannie Mae predicts rates will be at 6.0%, a decrease of 0.1% from the 6.1% in the previous outlook.

Housing Starts Increased in June Driven by Multifamily Construction
MortgageOrb - 7/18/2025
Housing starts in June were at a seasonally adjusted annual rate of 1.321 million, an increase of 4.6% compared with May but down 0.5% compared with June 2024, according to the U.S. Census Bureau and HUD.

Home prices are continuing to dip across the U.S.
Mortgage Professional America - 7/23/2025
U.S. home prices fell by 0.1% in June, continuing a three-month streak of modest declines. A new report from Redfin highlighted that year-over-year price growth also slowed to 3.4%, the lowest rate since June 2023.

Weekly Housing Trends: Latest Data as of July 19
Realtor.com - 7/24/2025
Annual price growth held steady for the third week in a row, while homes continued to spend more time on the market. Mortgage rates ticked higher and buyers continued to face challenging market conditions.

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