Company News

The average 30-year fixed mortgage rate rose to 6.46% this week, the highest level in seven months; mortgage applications decreased 10.4% from one week earlier; national home price growth decelerated to 0.9% in January; March saw 16.2% of for-sale homes offering price reductions, down 1.2% points from a year ago; affordability improved to its strongest level in nearly four years at the start of 2026; and a new report shows that the average borrower holds about $300,000 in equity.

U.S. mortgage rates climb for fifth-straight week, pushed up by Iran war worries
CNN Business - 4/2/2026
The average 30-year fixed mortgage rate rose to 6.46% this week, jumping from 6.38% the previous week and reaching the highest level in seven months, according to Freddie Mac.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 4/1/2026
Mortgage applications decreased 10.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending March 27, 2026.

Commentary: Case-Shiller Home Price Index: National Growth Decelerates to 0.9% in January
Realtor.com - 3/31/2026
The S&P Cotality Case-Shiller Home Price Index showed national home price growth continuing to decelerate through January, with the U.S. National Index rising 0.9% YOY, down from 1.1% in December and 1.3% in November.

Price Cuts Take a Back Seat as Spring Sellers Pivot to a Realistic Listing Strategy
Realtor.com - 4/1/2026
Nationally, March saw 16.2% of for-sale homes offering price reductions, down 1.2 percentage points from a year ago, according to the latest Realtor.com monthly housing market trends report.

Affordability Rebounds In Early 2026, But Rates Still Cap The Upside For Originators
National Mortgage Professional - 3/31/2026
Affordability improved to its strongest level in nearly four years at the start of 2026, offering a modest tailwind for purchase activity. However, this improvement may not fully offset ongoing rate volatility.

House rich, cash poor: A structural mismatch in home equity
Cotality - 3/30/2026
According to Cotality’s Homeowner Equity Report, the average borrower holds about $300,000 in equity, reflecting the massive scale of homeownership as the nation’s second-largest asset class after publicly traded stocks.

Redfin Reports Over Half of Home Listings Have Been Lingering on the Market For More Than 2 Months
Redfin - 3/30/2026
More than half (52.2%) of February’s home listings were on the market for at least 60 days without going under contract (i.e. they were stale) nationwide, up from 50.1% a year earlier and the highest share since 2019.

U.S. home prices in January barely rise as higher rates bite into real gains
Mortgage Professional America - 3/31/2026
The Federal Housing Finance Agency’s latest House Price Index showed national prices up 0.1% month on month in January and 1.6% compared with a year earlier, with December’s move revised up to 0.3%.

A housing market ‘failing to provide mobility’ drives rental shift
Scotsman Guide - 3/30/2026
Amid yearslong home purchase affordability challenges that have sidelined first-time homebuyers and narrowed access to homeownership, millions of households find themselves locked out of homebuying and locked into leases.

U.S. Mortgage Rates March Higher To Seven-Month High Of 6.57%
Financial Advisor - 4/1/2026
The contract rate on a 30-year mortgage increased 14 basis points to 6.57% in the week ended March 27, according to Mortgage Bankers Association data released Wednesday.

Mortgage applications decreased 10.5% from one week earlier; sales of newly built single-family homes slumped more than 17% on a seasonally adjusted monthly basis in January; 1 in 5 sellers slashed prices in 9 major metros in February; the average rate for a 30-year loan climbed to 6.38%, the highest since September 2025 and up from 6.22% last week; and there were 630,000 more home sellers than buyers in February – the biggest gap on record.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 3/25/2026
Mortgage applications decreased 10.5 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending March 20, 2026.

New-home sales and prices weaken broadly in January
Scotsman Guide - 3/20/2026
Sales of newly built single-family homes slumped more than 17% on a seasonally adjusted monthly basis in January, according to figures published by the U.S. Census Bureau and Department of Housing and Urban Development.

1 in 5 Five Sellers in Multiple Markets Is Slashing Prices
Realtor.com - 3/25/2026
Sellers are slashing prices, with 1 in 5 homes seeing a price reduction across nine metros in February. These all had a price-cut share of 20% or more – led by Phoenix–Mesa–Chandler, AZ, where 28.2% of listings were marked down.

Mortgage Rates Jump To 6.38% As War Rattles Housing Market
Financial Advisor - 3/26/2026
The average rate for 30-year, fixed loans climbed to 6.38%, the highest since September 2025 and up from 6.22% last week, according to data from Freddie Mac Thursday.

There Are 630,000 More Home Sellers Than Buyers — the Biggest Gap on Record
Redfin - 3/23/2026
There were an estimated 46.3% more home sellers than buyers in the U.S. housing market in February (or 629,808 more, in numerical terms), according to a new report from Redfin.

Mortgage Application Payments Decreased in February
Mortgage Bankers Association - 3/26/2026
Homebuyer affordability improved in February, with the national median payment applied for by purchase applicants decreasing to $2,061 from $2,070 in January.

Redfin Reports 14% of Home-Sale Agreements Fell Through Last Month — A Record for February
Redfin - 3/24/2026
More than 42,000 U.S. home-sale agreements fell through in February, equal to 13.7% of homes that went under contract that month. That’s up from 12.8% a year earlier, and the highest February share in records dating back to 2017.

Weekly Housing Trends: U.S. Market Update (Week Ending March 21, 2026)
Realtor.com - 3/26/2026
Increasing inventory and softening prices are offering buyers more advantages this spring. Though mortgage rates have ticked up recently, they remain at their most favorable springtime levels since 2022.

10 things to know about the property market: March 2026
Cotality - 3/26/2026
The U.S. housing market is finding its equilibrium. Home price growth has stabilized, and unsold inventory is growing. However, there are still distinct regional divergences, and a substantial amount of untapped wealth remains.

Value of Household Real Estate Assets Fall for Second Straight Quarter
Eye on Housing - 3/20/2026
The market value of household real estate assets fell for the second consecutive quarter to $47.9 trillion in the fourth quarter of 2025, according to the most recent release of U.S. Federal Reserve Z.1 Financial Accounts.

Year-over-year pending home sales increased 1.8% in February; mortgage rates hit their highest point this year, rising 11 basis points to 6.30%; mortgage applications decreased 10.9% from one week earlier; new home sales activity increased slightly in February compared to year-ago levels; 73% of surveyed agents expect a stronger spring than in 2025; a report shows 1 in 5 homeowners could save money by refinancing; and sellers currently outnumber buyers by more than 40%.

NAR Pending Home Sales Report Shows 1.8% Increase in February
National Association of Realtors - 3/17/2026
Month over month pending home sales rose in the Midwest, South and West, and declined in the Northeast. Year over year pending home sales rose in the South and West, and declined in the Northeast and Midwest.

U.S. Mortgage Rates Hit Highest This Year, Slowing Refinancing
Financial Advisor - 3/18/2026
The contract rate on a 30-year mortgage rose 11 basis points to 6.30% in the week ended March 13 following a similar advance at the week before, according to Mortgage Bankers Association data.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 3/18/2026
Mortgage applications decreased 10.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending March 13, 2026.

February New Home Purchase Mortgage Applications Increased 0.9 Percent
Mortgage Bankers Association - 3/19/2026
New home sales activity increased slightly in February compared to year-ago levels. More housing inventory has broadly supported some of the growth in homebuying patterns in recent months.

A stronger spring housing market? Real estate agents think so
Mortgage Professional America - 3/13/2026
The Real Brokerage found that 73% of surveyed agents expect a stronger spring than in 2025, including 36% who anticipate a “significantly stronger” market, citing pent‑up demand from sidelined buyers.

More Homeowners Could Refi But Haven’t — Yet
National Mortgage Professional - 3/13/2026
One in five (19.8%) U.S. homeowners with a mortgage could save money by refinancing to a lower rate, the highest share in four years, according to a new report from Redfin.

Redfin Reports The Typical Home Sells in 66 Days — the Slowest Winter Pace in a Decade
Redfin - 3/19/2026
It’s a buyer’s market, with sellers outnumbering buyers by more than 40%. That means the buyers who are in the market have negotiating power and can afford to take their time.

Spring housing market shows early thaw
Mortgage Professional America - 3/17/2026
February’s housing numbers from REMAX suggested that the U.S. market has started to thaw heading into the key spring season, with homes selling faster and closings edging higher even as new listings stayed scarce.

LendingTree: First-Time Homebuyers Get Smaller Loans, Put Less Down, Pay Higher Rates
MortgagePoint - 3/17/2026
A new analysis from LendingTree shows that mortgage purchase inquiries on its platform in 2025 revealed that at least 55% of inquiries in every major U.S. metro were from first-time homebuyers.

Listings drought tightens competition even as U.S. housing prices hold steady
Mortgage Professional America - 3/16/2026
New data from real estate intelligence platform Property Prospect, covering 20 metro areas including New York, Phoenix, Richmond and Tucson, showed a median sale price of $636,165. Prices edged up 0.3% in recent months.

Nearly 45,000 U.S. homes pulled from the market last year were relisted in January 2026, a decade high; mortgage applications increased 3.2% from one week earlier; existing home sales in February rose 1.7% from January; borrower equity declined by $78.8 billion or 0.5% year over year in Q4 2025; the average rate of a standard, 30-year fixed mortgage was 6.11% in the week ending March 12; and adjustable-rate mortgages accounted for nearly 21% of mortgage originations in 2025.

Sellers rush back into housing market as relistings hit decade high
Mortgage Professional America - 3/6/2026
Nearly 45,000 US homes that have been pulled from the market last year were relisted in January 2026, a record for the month and equal to 3.6% of all active listings, according to Redfin.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 3/11/2026
Mortgage applications increased 3.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending March 6, 2026.

February home sales see small rebound, but supply growth is ‘sluggish’
CNBC - 3/10/2026
Existing home sales in February rose 1.7% from January to a seasonally adjusted, annualized rate of 4.09 million units, according to the National Association of Realtors. Sales were down 1.4% from February of last year.

Borrower equity showed decreases across large portion of the U.S. in Q4 2025
Cotality - 3/11/2026
Borrower equity declined by $78.8 billion or 0.5% YOY in Q4 2025. That’s an average equity decrease of about $8,500 per borrower between Q4 2024 and Q4 2025, less than the $13,300 in equity lost in the previous quarter.

Mortgage rates climb to 6.11% as Iran war roils markets
CNN Business - 3/11/2026
The average rate of a standard, 30-year fixed mortgage was 6.11% in the week ending March 12, according to a survey of lenders by Freddie Mac released Thursday. That was biggest weekly increase since April.

Homeownership Surges Among Single Women
National Mortgage Professional - 3/6/2026
According to data from the latest First American housing trends report, more than 20 million single women were homeowners last year, the highest count on record.

ARMs Capture Market Share As Fixed Rates Ease
National Mortgage Professional - 3/9/2026
Adjustable-rate mortgages accounted for nearly 21% of mortgage originations in 2025 — the highest level in three years.

Mortgage Credit Availability Increased in February
Mortgage Bankers Association - 3/10/2026
Lenders increased mortgage credit supply last month as mortgage rates moved lower in January and February. Most of last month’s supply growth was in loan programs that allowed for cash-out refinance and on investor homes.

Single-Family Starts Remain Soft in January on Affordability Concerns
Eye On Housing - 3/11/2026
Overall housing starts increased 7.2% in January to a seasonally adjusted annual rate of 1.49 million units, according to a report from the U.S. Department of Housing and Urban Development and the U.S. Census Bureau.

Clear Capital Report Signals Cooling Housing Market In February
National Mortgage Professional - 3/11/2026
Clear Capital found national home prices declined 0.5% quarter-over-quarter, though prices were still up 1.7% year-over-year. This suggests the housing market continues to stabilize after several years of rapid pandemic-era growth.

Mortgage applications increased 11.0% from one week earlier; the average 30-year fixed mortgage was 6% for the week ending March 5; the U.S. housing supply gap widened to 4.03 million units as new construction faltered last year; a new report shows that the typical homeowner hangs onto their house for 12 years; 67% of Gen Z adults struggle to cover housing costs; and the housing market continues to shift in a buyer-friendly direction.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 3/4/2026
Mortgage applications increased 11.0 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending February 27, 2026.

Mortgage rates hit 6% as Iran war spooks bond market traders
CNN Business - 3/5/2026
U.S. mortgage rates didn’t stay below 6% for long. The average 30-year fixed mortgage was 6% for the week ending March 5, according to Freddie Mac – after war with Iran rattles financial markets.

Housing Supply Gap Exceeds 4 Million Homes in 2025
Realtor.com - 3/3/2026
The U.S. housing supply gap widened to 4.03 million units as new construction faltered last year, fueling a vicious cycle of displacement that has essentially erased an entire generation from the market.

The Typical U.S. Homeowner Hangs Onto Their House for 12 Years. In Los Angeles, It’s 20 Years.
Redfin - 3/3/2026
Redfin reports homeowner tenure peaked at 13.4 years in 2020, roughly doubling the average tenure from 2005. It then declined marginally for four years before ticking up in 2025.

Gen Z Hit Hardest As Housing Costs Squeeze U.S. Households
National Mortgage Professional - 3/2/2026
A new Redfin survey finds that 67% of Gen Z adults struggle to cover housing costs as high prices and mortgage rates outpace incomes.

Weekly Housing Trends: U.S. Market Update (Week Ending Feb. 28, 2026)
Realtor.com - 3/5/2026
The housing market continues to shift in a buyer-friendly direction, even as buyers seem reluctant. Active inventory is up, prices are down and homes are spending more time on the market than they were at this time in 2025.

House Hunters Stayed on Sidelines As Rates Dipped Below 6%, Iran War Adds to Market Uncertainty
Redfin - 3/5/2026
Redfin reports high prices and economic uncertainty kept demand muted; now, rates are already rising again and global tensions could add to homebuyer hesitation.

Fear, pressure and economy drive rising buyer remorse
Mortgage Professional America - 3/4/2026
In a new survey, 66% of buyers reported second thoughts about their purchase, including 76% of first-time buyers. Paying too much (21%) and not negotiating more (20%) topped the list of regrets.

House-buying power surge lifts hopes for spring 2026 market
Mortgage Professional America - 3/2/2026
Spring 2026 is set up to be the first home-buying season in three years where typical buyers arrive with more room in their budgets than sellers are asking, according to new analysis from First American.

U.S. home price insights — March 2026
Cotality - 3/3/2026
Cotality’s latest Home Price Index showed U.S. single‑family home prices up just 0.74% year over year in January 2026, down sharply from the 3.43% pace seen at the start of 2025. Month over month, prices slipped 0.1%.

Mortgage rates fell below 6% for the first time in more than three years; mortgage applications increased 0.4% from one week earlier; annual home price growth ended 2025 at 1.3%, the weakest since 2011; Nearly 40,000 home-sale agreements nationwide were canceled in January, which is roughly 1 in 7 home sales; U.S. house prices rose 1.8% between Q4 2024 and Q4 2025; and there are currently 44% more home sellers than buyers – a near-record gap.

Mortgage rates fall below 6% for the first time in more than 3 years
CNN Business - 2/26/2026
On Thursday, the average 30-year fixed mortgage rate fell to 5.98% for the first time since 2022, according to Freddie Mac.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 2/25/2026
Mortgage applications increased 0.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending February 20, 2026.

Annual home price growth ends 2025 at 1.3%, the weakest since 2011
Cotality- 2/24/2026
The 2025 housing market ended with the weakest annual appreciation since the market bottomed out in 2011 following the Great Recession.

Nearly 1 in 7 Home Sales Are Falling Through, a Record For This Time of Year
Redfin - 2/24/2026
Nearly 40,000 home-sale agreements nationwide were canceled in January, equal to 13.7% of homes that went under contract that month. That’s up from 13.1% a year earlier, and the highest January share dating back to 2017.

U.S. home price growth cools but streak stays intact
Mortgage Professional America - 2/24/2026
According to the Federal Housing Finance Agency, U.S. house prices rose 1.8% between the fourth quarter of 2024 and the fourth quarter of 2025.

It’s a Buyer’s Market: America Has 44% More Home Sellers Than Buyers — a Near-Record Gap
Redfin - 2/23/2026
Redfin reports that only five metro areas are seller’s markets, most of which are located in the Northeast. The South and West are home to the strongest buyer’s markets.

Lower rates hand U.S. borrowers rare $30,000 boost in buying power
Mortgage Professional America - 2/23/2026
Zillow's data showed that a median‑income borrower putting 20% down could now afford a home priced around $331,483. That's roughly $30,000 more than a year earlier and the highest affordable price point since March 2022.

Mortgage Application Payments Increased in January
Mortgage Bankers Association - 2/26/2026
Homebuyer affordability declined in January, with the national median payment applied for by purchase applicants increasing to $2,070 from $2,025 in December.

2025Q4 Cross-Market Demand Report: Out-of-Market Buyers Now Dominate 87 of the 100 Largest Metros
Realtor.com - 2/26/2026
In 2025Q4, 61.9% of online views for homes in the 100 largest metros came from out-of-market shoppers — up from 48.6% in 2019Q4, signaling a structural shift in demand.

Homebuying Affordability Improves As Mortgage Rates Fall to Lowest Level in Over 3 Years
Redfin - 2/26/2026
The weekly average mortgage rate has dropped to 6.01%, its lowest level since September 2022. That has pushed the median U.S. monthly housing payment down to $2,599, 2.6% lower than a year ago.

U.S. mortgage rates fell to their lowest level in more than three years; mortgage applications increased 2.8% from one week earlier; January new home purchase mortgage applications increased 2%; pending home sales in January decreased by 0.8% from the prior month; refinancing borrowers, not homebuyers, drove U.S. mortgage activity in the final months of 2025; and new-home construction permits ticked up in December 2025.

U.S. Mortgage Rates Fall To Lowest Level In More Than Three Years
Financial Advisor - 2/19/2026
The average for 30-year, fixed loans was 6.01%, down from 6.09% last week, data from Freddie Mac showed Thursday. By comparison, the rate was 6.85% a year ago.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 2/18/2026
Mortgage applications increased 2.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending February 13, 2026.

January New Home Purchase Mortgage Applications Increased 2 Percent
Mortgage Bankers Association - 2/19/2026
New home purchase activity strengthened in January, as both mortgage applications and new home sales saw gains. Compared to December 2025, applications increased by 19 percent.

NAR Pending Home Sales Report Shows 0.8% Decrease in January
National Association of Realtors - 2/19/2026
Pending home sales in January decreased by 0.8% from the prior month, according to the National Association of Realtors Pending Home Sales Report. That's a 0.4% year over year.

Refi wave lifts Q4 originations
Mortgage Professional America - 2/13/2026
Refinancing borrowers, not homebuyers, drove U.S. mortgage activity in the final months of 2025, as falling rates nudged homeowners back to their lenders while purchase demand stayed soft.

Homebuilders Hope Lower Mortgage Rates Will Lure Buyers as New Construction Falls
Realtor.com - 2/18/2026
New-home construction permits ticked up in December 2025, after November numbers declined, according to the latest U.S. Census Bureau Monthly New Residential Construction report.

Listings surge, sales slide in RE/MAX’s ‘early spring’ housing reset
Mortgage Professional America - 2/18/2026
January 2026 reset the United States housing market in familiar fashion, with sales cooling even as fresh inventory hit the market and price growth stayed subdued, according to the latest RE/MAX National Housing Report.

Buyers Are Ghosting the Market: The Metros Where They’re Backing Out of Deals
Realtor.com - 2/13/2026
The largest percentage of buyers backing out of homes under contract are in Atlanta (10.3%), Las Vegas (10.1%), San Antonio, TX (9.6%), Riverside, CA (9.3%) and Phoenix (9.2%), according to Realtor.com data.

Redfin Reports U.S. Home Prices Crept Up 0.3% in January
Redfin - 2/17/2026
Prices fell month over month in 14 major metros, with the biggest declines in Warren, MI, San Antonio and Minneapolis.

Singles Facing Significantly Greater Housing Cost Burden Than Married Couples
National Mortgage Professional - 2/13/2026
According to a Redfin-commissioned survey of 4,000 U.S. adults last November, 64% of single respondents report struggling to afford their regular rent or mortgage payments, compared with 39% of married respondents.

Mortgage credit availability increased in January; almost 5 million homeowners became eligible to refinance their home loans in early January; existing-home sales decreased by 8.4% in January; U.S. pending home sales fell 5.1% year over year during the four weeks ending February 8, the biggest decline in more than a year; mortgage rates matched their lowest level in more than two weeks; and mortgage applications were relatively flat over the week.

Mortgage Credit Availability Increased in January
Mortgage Bankers Association - 2/10/2026
Mortgage credit availability increased in January, as lenders broadened their offerings of ARM loans, cash out refinances and loans on second homes. Most of these require lower LTV and higher credit scores.

Mortgage affordability hits four-year peak, but market still ‘structurally challenged’: ICE
Scotsman Guide - 2/9/2026
Almost 5 million homeowners became eligible to refinance their home loans in early January when average rates for 30-year fixed-rate mortgages briefly dipped below 6%.

Realtors report a ‘new housing crisis’ as January home sales tank more than 8%
CNBC - 2/12/2026
High home prices, faltering supply and weaker consumer confidence all continue to weigh on the housing market. The chief economist for the National Association of Realtors, Lawrence Yun, is calling it “a new housing crisis.”

Redfin Reports Pending Home Sales Decline in All But 5 Major U.S. Metros
Redfin.com - 2/12/2026
U.S. pending home sales fell 5.1% year over year during the four weeks ending February 8, the biggest decline in over a year.

Mortgage Rates Match Lowest Levels in Over 2 Weeks
Mortgage News Daily - 2/6/2026
The past two and a half weeks have been marked by a narrow range in the bond market. Because bonds dictate mortgage rates, the latter have also been in a narrow range with average top tier 30-year fixed rates of 6.15-6.20%.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 2/11/2026
Mortgage applications were relatively flat over the week, but it was a mixed bag for the different loan types. The 30-year fixed rate was unchanged at 6.21 percent, and conventional applications declined for purchases and refinances.

Redfin Reports Homebuyers Need to Earn $35,000 More Than Renters to Afford Monthly Payments — the Smallest Gap in 3 Years
Redfin - 2/11/2026
Americans need to earn $111,252 per year to afford the typical U.S. home for sale. That’s 46.3 percent more than the $76,020 they need to afford the typical rental.

Foreclosure Filings Jump 32% From a Year Ago — These 2 Tourism States Rank Among the Highest in the Country
Realtor.com - 2/11/2026
"Foreclosure activity in January rose year over year for the 11th straight month, continuing a trend that has now carried into early 2026," says Rob Barber, CEO of ATTOM.

Mortgage Delinquencies Increase in the Fourth Quarter of 2025
Mortgage Bankers Association - 2/12/2026
Mortgage applications were relatively flat over the week, but it was a mixed bag for the different loan types. The 30-year fixed rate was unchanged at 6.21 percent, and conventional applications declined for purchases and refinances.

Homebuyers brace to pivot as 94% tie 2026 plans to rate relief
Mortgage Professional America - 2/6/2026
A new survey of 1,000 would-be 2026 buyers from Best Interest Financial and Clever Real Estate found that 94% would change their plans if rates do not fall below 6% this year.

Homebuyers are scoring the biggest discounts in 13 years; mortgage applications decreased 8.9% from one week earlier; home prices in the United States climbed to new records in 2025; mortgages that are more than 90 days past due rose in December to about 0.20% from just under 0.17% a year earlier; foreclosure filings rose 14% nationwide in 2025; and the latest homeownership rate rose to 65.7% in Q4 2025.

Redfin Reports Homebuyers Are Scoring the Biggest Discounts in 13 Years
Redfin - 2/2/2026
The typical homebuyer who purchased a home for below the list price in 2025 got a 7.9% discount – the largest since 2012, according to a new report from Redfin.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 2/4/2026
Mortgage applications decreased 8.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending January 30, 2026.

Record home prices squeeze borrowers as investors, cash buyers hold edge
Mortgage Professional America - 1/30/2026
Home prices in the United States climbed to new records in 2025, even as profit margins compressed and access to homeownership grew more uneven between cash-rich buyers and households dependent on financing.

Housing affordability isn’t just hurting buyers: More homeowners are falling behind on their mortgages
CNBC - 2/2/2026
Mortgages that are more than 90 days past due rose in December to about 0.20% from just under 0.17% a year earlier, according to credit scoring company VantageScore.

Foreclosure Shock: Five States Emerge As Epicenter Of Growing U.S. Housing Plight
Financial Advisor - 2/2/2026
Foreclosure filings rose 14% nationwide in 2025, marking a sharp increase from the year before, according to data from real estate analytics firm ATTOM.

Homeownership Rate Inches Up to 65.7%
Eye On Housing - 2/3/2026
The latest homeownership rate rose to 65.7% in Q4 2025, according to the Census’s Housing Vacancy Survey. While this was a modest quarterly increase, the broader picture continues to reflect significant affordability challenges.

Young Black buyers fall further behind in homeownership race
Mortgage Professional America - 2/3/2026
Redfin found that 14.2% of Black Gen Zers owned their home, compared with 31.6% of white Gen Zers. Among millennials, 32% of Black households owned, versus 66.6% of white millennials – roughly twice the rate.

Affordability edges back as weary buyers gain rare opening
Mortgage Professional America - 2/4/2026
After three bruising years for borrowers, Zillow’s January Market Report suggests that affordability finally edged in buyers’ favor, even as overall activity stayed muted.

Mortgage Rates Declined Despite Higher Treasury Yields
Eye On Housing - 2/4/2026
Long-term mortgage rates continued to decline in January. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.10% last month, 9 basis points lower than December.

A surprising share of homeowners have high mortgage rates. Here’s the breakdown
CNBC - 2/4/2026
The share of U.S. homeowners with high rates on their mortgages has jumped sharply in just the last few years. That’s having a marked impact on the refinance market and a somewhat more muted impact on home sales.

Homebuyers are canceling deals at a record rate, with more than 40,000 called off in December; home prices increased in November; mortgage applications decreased 8.5% from one week earlier; housing affordability improved nearly 10% in 2025; homebuyer affordability improved slightly in December; and new listings of U.S. homes for sale rose about 1% from a year earlier during the four weeks ending January 25, the first increase in more than two months.

Redfin Reports Homebuyers Are Canceling Deals at the Highest Rate on Record
Redfin - 1/26/2026
More than 40,000 U.S. home-purchase agreements were canceled in December, equal to 16.3% of homes that went under contract that month — the highest December percentage in records dating back to 2017.

U.S. home prices tick higher
Mortgage Professional America - 1/27/2026
The Federal Housing Finance Agency’s latest House Price Index showed a 0.6% seasonally adjusted gain from October and a 1.9% rise compared with November 2024, the fastest annual increase in 14 months.

November home prices stay flat as sales stall
Cotality - 1/27/2026
With buyers unable to meet sellers’ expectations, most participants are opting to wait until spring. Annual growth remained flat at 1.4% in November, according to the S&P Cotality Case-Shiller Index.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 1/28/2026
Mortgage applications decreased 8.5 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending January 23, 2026.

Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
National Mortgage Professional - 1/28/2026
Housing affordability nationwide strengthened notably through 2025, with consumer house-buying power increasing about 9.8% year-over-year in November, according to the First American Real House Price Index.

Mortgage Application Payments Decreased in December
Mortgage Bankers Association - 1/29/2026
Homebuyer affordability improved slightly in December, with the national median payment applied for by purchase applicants decreasing to $2,025 from $2,034 in November.

Weekly Housing Trends: U.S. Market Update (Week Ending Jan. 24, 2026)
Realtor.com - 1/29/2026
Despite mortgage rates hovering just above 6%, the inventory of homes for sale continuing to grow and the pace of sales slowing, it appears that demand for homes just has not yet picked up much steam.

New Listings Rise For First Time in 2 Months As Lower Mortgage Rates Perk Up Homebuyers
Redfin - 1/29/2026
New listings of U.S. homes for sale rose about 1% from a year earlier during the four weeks ending January 25, the first increase in more than two months.

Refinance wave lifts prepayments as distress shifts to FHA borrowers
Mortgage Professional America - 1/26/2026
Refinance borrowers rushed back to the market in December even as serious distress continued to build at the edges of the mortgage system, particularly among FHA and VA borrowers, according to ICE Mortgage Technology data.

Homeowners Associations Continue to Grow in Prevalence, Price in 2025
Realtor.com - 1/27/2026
The share of homes for sale in the U.S. that are subject to a non-zero HOA fee reached 43.6%, up from 41.9% last year and 34.3% in 2019. The median HOA fee was $135, up from $125 last year and $108 in 2019.