Company News

Pending home sales decreased 9.3% in December, with month-over-month declines in all four regions; mortgage applications increased 14.1% from one week earlier; Redfin estimated there were 47.1% more home sellers than buyers nationwide – the widest gap since its records began in 2013; mortgage refinancing jumped sharply higher for the second straight week, as interest rates fell further; and home prices increased 2.2% year over year, down from 2.6% in November and the slowest growth since 2012.

NAR Pending Home Sales Report Shows 9.3% Decrease in December
National Association of Realtors - 1/21/2026
Month-over-month pending home sales declined in all four regions. Year-over-year pending home sales rose in the South and declined in the Northeast, Midwest and West.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 1/21/2026
Mortgage applications increased 14.1 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending January 16, 2026.

Buyers seize rare edge as home sellers flood U.S. housing market
Mortgage Professional America - 1/20/2026
Redfin estimated there were 47.1% more home sellers than buyers nationwide, or roughly 631,500 extra sellers. That's the widest gap since its records began in 2013.

Mortgage refinances surged again, but rates are now suddenly jumping higher
CNBC - 1/21/2026
Mortgage refinancing jumped sharply higher for the second straight week, as interest rates fell further, but that boom may be about to bust. Interest rates are now moving much higher.

U.S. Home Prices Inched Up 0.1% in December from a Month Earlier
Redfin - 1/20/2026
Redfin reports home prices increased 2.2% year over year, down from 2.6% in November and the slowest growth since 2012.

Redfin Reports Homebuying and Selling Activity Show Signs of Life Amid Lower Mortgage Rates
Redfin - 1/22/2026
U.S. pending home sales fell 2.9% year over year during the four weeks ending January 18, the smallest decline in over a month, as mortgage rates declined, according to a new report from Redfin.

House Prices Decline in Local Markets Despite National Growth
Eye On Housing - 1/22/2026
While many metro areas continued to see house price appreciation, others experienced notable declines following several years of rapid growth.

More Buyers Catching A Break: Affordability Gains Reported Across Major Markets
National Mortgage Professional - 1/20/2026
Zillow forecasts that easing mortgage rates, slower price growth, and rising incomes will make homeownership affordable in 20 of the nation’s largest metros by 2026, the broadest improvement since 2022.

Weekly Housing Trends: U.S. Market Update (Week Ending Jan. 17, 2026)
Realtor.com - 1/22/2026
The first full weekly snapshot of 2026 arrives amid a shifting macroeconomic backdrop that is slightly more supportive of housing activity than it was late last year, but still far from robust.

Builder Sentiment Loses Ground at Start of 2026
Eye On Housing - 1/16/2026
The National Association of Home Builders/Wells Fargo Housing Market Index for newly built single‑family homes fell two points to 37 in January, leaving the gauge below the 50 breakeven line for the 21st straight month.

The average 30-year fixed mortgage rate was 6.06% for the week ending January 15, the lowest level in three years; housing starts fell in October to the lowest level since the onset of the pandemic; October new home sales jumped 18.7% annually; contract closings rose 5.1% to a 4.35 million annualized pace last month; the median sales price for new homes that went under contract in October was $392,300, down 8% from a year earlier and the lowest level since 2021; and mortgage applications increased 28.5% from one week earlier.

Mortgage rates fall to lowest level in more than three years
CNN Business - 1/15/2026
The average 30-year fixed mortgage rate was 6.06% for the week ending January 15, according to Freddie Mac. The last time home borrowing rates were this low was September 2022.

U.S. Housing Starts Fall To Lowest Level Since May 2020
Financial Advisor - 1/9/2026
Housing starts in the U.S. fell in October to the lowest level since the onset of the pandemic as data delayed by last fall’s government shutdown showed builders continued to cut back amid still-high prices and mortgage rates.

October new home sales jump 18.7% annually as median sales price falls
Mortgage Professional America - 1/13/2026
Tuesday’s latest report showed that sales of single-family homes in October were at a seasonally adjusted annual rate of 737,000. This was an 18.7% increase over the October 2024 number of 621,000.

U.S. Home Resales Climb To Strongest Pace Since 2023
Financial Advisor - 1/14/2026
Contract closings rose 5.1% to a 4.35 million annualized pace last month, according to figures released by the National Association of Realtors. The pace exceeded all forecasts in a Bloomberg survey of economists.

New-Home Prices Fall to 4-Year Low as Builders Deepen Discounts
Realtor.com - 1/13/2026
The median sales price for new homes that went under contract in October was $392,300, down 8% from a year earlier and the lowest level since 2021, the U.S. Census Bureau reported on Tuesday.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 1/14/2026
Mortgage applications increased 28.5 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending January 9, 2026.

December New Home Purchase Mortgage Applications Increased 2.5 Percent
Mortgage Bankers Association - 1/15/2026
December purchase activity for newly built homes continued to run stronger than last year, despite cooling slightly from the prior month.

Non-QM Mortgage Production Climbs To New Heights As 2025 Ends Strong
National Mortgage Professional - 1/14/2026
Non-QM lending closed 2025 with record momentum, capturing more than 9% of total lock volume as investor demand and alternative credit programs continued to reshape origination strategies.

Florida Had the Most Foreclosures in the U.S. in 2025 as Rates Continue To Rise Across the Nation
Realtor.com - 1/15/2026
In 2025, foreclosure filings were reported on 367,460 U.S. properties, up 14% from 2024 but still 25% below 2019, before pandemic disruptions, according to year-end data from real estate analytics firm ATTOM.

Remodeling Market Sentiment Strengthens in Fourth Quarter of 2025
Eye On Housing - 1/15/2026
Most remodelers are finding reasonably strong market conditions, even with the normal seasonal slowdown during the holidays.

With its latest MSR purchase boarded, Carrington Mortgage Services officially crossed $200 billion in servicing balances.

Anaheim, Calif. (Jan. 12, 2026) — With its latest mortgage servicing rights (MSRs) purchase boarded, Carrington Mortgage Services (CMS) officially crossed $200 billion in servicing balances on January 12, 2026. These servicing balances represent more than 1 million customers that CMS currently assists with their homeownership journey.

Customer retention is an important part of the company’s impressive capabilities. Rather than selling off the majority of the loans it originates, CMS has historically serviced approximately 98 percent of the mortgage loans it has provided to homeowners.

Carrington continues to maintain a solid reputation among MSR owners, investors and government entities. This most recent acquisition places Carrington solidly among the top 15 of mortgage servicers nationwide – and the company now services 1 in 86 active mortgages in the United States.

Mortgage applications decreased 9.7% from two weeks earlier; impairments to non-qualifying mortgage pools rose in November at their fastest pace in the sector’s history; mortgage credit availability fell by 2.6% in December; 37.5% of agents surveyed by CNBC said the housing market was balanced, up from 30% as of the third quarter; and a new survey of 1,000 millennials planning to buy a home in 2026 found that 40% of them are desperate to buy despite financial strain.

Mortgage Applications Decreased Over a Two-Week Period in Latest MBA Weekly Survey
Mortgage Bankers Association - 1/7/2026
Mortgage applications decreased 9.7 percent from two weeks earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending January 2, 2026.

Non-QM impairments hit record pace in November
Scotsman Guide - 1/5/2026
Impairments to non-qualifying mortgage pools rose in November at their fastest pace in the sector’s history, excluding the COVID-19 pandemic, according to a new report by dv01, a loan-level data analytics platform.

Mortgage Credit Availability Decreased in December
Mortgage Bankers Association - 1/8/2026
Mortgage credit availability increased on an annual basis in December due to increased loan program offerings and industry capacity. However, on a monthly basis, credit supply declined to its lowest level in three months.

Real estate agents say the housing market is starting to balance out
CNBC - 1/8/2026
Of real estate agents surveyed by CNBC in the fourth quarter, 37.5% said it was a balanced market, up from 30% as of the third quarter. More agents reported having at least one seller cut their price in the fourth quarter.

Newsom Plans Crackdown On Corporate Home-Buying In California
Financial Advisor - 1/8/2026
California Governor Gavin Newsom will call for a crackdown on institutional investors buying up homes in the state during a speech Thursday, following a similar announcement by President Donald Trump.

Millennial buyers weigh ‘desperate’ bids against deep financial strain in 2026
Mortgage Professional America - 1/6/2026
A new Clever Offers survey of 1,000 millennials planning to buy a home in 2026 found that 40% of millennial home buyers are desperate to buy a home this year, even as nearly all reported major obstacles to ownership.

U.S. Housing Market Risk Intensifies
National Mortgage Professional - 1/6/2026
ATTOM finds affordability strains, rising foreclosures, and elevated unemployment pushing several U.S. housing markets, led by inland California counties, into heightened downturn risk in Q3.

What It Would Take To Make the Housing Market Affordable Again in 2026
Realtor.com - 1/6/2026
Realtor.com considers what it would take to restore home affordability to 2019 levels, when the typical mortgage payment was about 21% of the median household income, compared with more than 30% today.

Housing affordability ‘remains a real challenge’ in the U.S., says Brown Harris Stevens CEO
CNBC - 1/2/2026
Brown Harris Stevens CEO Bess Freedman joins ‘Money Movers’ to discuss housing affordability, her expectations for NYC Mayor Zohran Mamdani and more.

Mortgage rate forecasts hint at sub‑6% relief in 2026
Mortgage Professional America - 1/7/2026
After two years of aggressive Federal Reserve tightening and a sharp run‑up in Treasury yields, Bankrate projects that the average 30‑year fixed mortgage rate would sit near 6.1% in 2026.

The average rate on 30-year fixed home loans decreased to 6.15% for the week ending Dec. 31; annual growth held steady at 1.4% in October; U.S. house prices rose 0.4% in October; mortgage applications decreased 5.0% from one week earlier for the week ending December 19, 2025; and pending home sales in November jumped by 3.3% from the prior month and 2.6% year over year.

Mortgage Interest Rates Today: Rates Drop to 6.15% — the Lowest Level of 2025
Realtor.com - 12/31/2025
The average rate on 30-year fixed home loans decreased to 6.15% for the week ending Dec. 31, down from 6.18% the week before, according to Freddie Mac. This marks the lowest mortgage rate for 2025.

October YOY home price growth stays flat
Cotality - 12/30/2025
Annual growth held steady at 1.4% in October, according to the S&P Cotality Case-Shiller Index. Month-over-month, the non-seasonally adjusted index declined -0.2%, marking the fourth consecutive monthly drop.

FHFA House Price Index Up 0.4 Percent in October; Up 1.7 Percent from Last Year
FHFA - 12/30/2025
U.S. house prices rose 0.4 percent in October, according to the U.S. Federal Housing seasonally adjusted monthly House Price Index. House prices rose 1.7 percent from October 2024 to October 2025.

Home prices are getting slightly more affordable, but down payments are still holding buyers back
CNBC - 12/30/2025
Mortgage rates are lower, home prices are easing and there is more supply. All of that adds up to improved affordability for today’s homebuyers. Saving for a down payment, however, is still the biggest hurdle for first-time buyers.

Trump promised ‘aggressive’ housing reform next year. Here’s what to expect for home prices in 2026
CNN Business - 12/26/2025
After several years in a deep freeze, with high borrowing costs and soaring prices locking many Americans out of homeownership, economists say conditions may begin to shift in 2026.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 12/24/2025
Mortgage applications decreased 5.0 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending December 19, 2025.

Existing-Home Sales Edge Higher In November
National Mortgage Professional - 12/26/2025
Mortgage rates are driving cautious buyer reentry, lifting existing-home sales modestly in November, while limited inventory and affordability pressures continue to constrain origination volume.

NAR Pending Home Sales Report Shows 3.3% Increase in November
National Association of Realtors - 12/29/2025
Pending home sales in November jumped by 3.3% from the prior month and 2.6% year over year, according to the National Association of Realtors Pending Home Sales Report.

Here’s How Long It Now Takes To Save for a Down Payment on a Home
Realtor.com - 12/29/2025
Realtor.com data show U.S. homebuyers now need about seven years to save for a typical down payment — an improvement from 2022, but still roughly double pre-pandemic norms, with sharp regional disparities persisting.

Top Posts – Inadequate Shelter: Millions of U.S. Homes Fail to Meet Standards
Eye On Housing - 12/29/2025
In 2023, nearly 6.45 million homes were classified as inadequate. While this reveals ongoing issues in nation’s housing conditions, it signals probable market growth for remodeling and home improvements in the year ahead.

New home purchase activity was up 3% on an annual basis in November; mortgage applications decreased 3.8% from one week earlier; U.S. pending home sales fell 5.8% from a year earlier during the four weeks ending December 14, the biggest decline since the start of 2025; refinance applications fell 4% for the week and were 86% higher than one year ago; and homebuyer affordability improved slightly in November.

November New Home Purchase Mortgage Applications Increased 3.1 Percent
Mortgage Bankers Association - 12/16/2025
MBA’s Builder Application Survey data show that new home purchase activity was up 3 percent on an annual basis in November, and down 7 percent from the prior month.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 12/17/2025
Mortgage applications decreased 3.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending December 12, 2025.

Redfin Reports Pending Home Sales Fall 6%, the Biggest Drop in Nearly a Year
Redfin - 12/18/2025
U.S. pending home sales fell 5.8% from a year earlier during the four weeks ending December 14, the biggest decline since the start of 2025.

Mortgage rates move higher after the Fed rate cut, causing loan demand to drop
CNBC - 12/17/2025
The average interest rate for 30-year fixed-rate mortgages with conforming loan balances, 806,500 or less, increased to 6.38% from 6.33%. Refinance applications fell 4% for the week and were 86% higher than one year ago.

Mortgage Application Payments Decreased in November
Mortgage Bankers Association - 12/18/2025
Homebuyer affordability improved slightly in November, with the national median payment applied for by purchase applicants decreasing to $2,034 from $2,039 in October.

The U.S. Housing Market Will Get A Bit More Affordable In 2026
Financial Advisor - 12/17/2025
Bloomberg asked nine market analysts to predict how the housing market will look next year. They forecast a median price increase of 1.5%, less than this year and much less than the expected growth in employee wages.

U.S. housing affordability to improve 'for the first time in years,' says economist
Mortgage Professional America - 12/16/2025
National home prices are expected to remain largely flat in 2026, marking the start of what Compass chief economist Mike Simonsen described as a “next era” of the housing market in an interview on CNBC’s Fast Money.

Plenty of hopeful homebuyers and sellers fear a 2026 housing crash
Mortgage Professional America - 12/12/2025
Home buyers and sellers heading into 2026 appear torn between fear of a crash and hope for a gentle reset of the housing market, according to new survey data from Clever Offers.

Equity Loans Don’t Match Borrower Needs
National Mortgage Professional - 12/12/2025
A new Hometap survey finds that homeowners view traditional home equity products as inflexible, outdated and poorly aligned with their financial needs, driving rising demand for more adaptable financing alternatives.

U.S. Homeownership Rate Ticks Up, but Boomers and Millennials Lose Ground
Realtor.com - 12/12/2025
Between July and September, 65.3% of Americans owned homes, up from 65% in Q2 but down from 65.6% compared to a year ago, according to the latest Housing Vacancy Survey released Thursday by the U.S. Census Bureau.

Home prices went negative for the first time in two years, down 1.4% in the last three months; mortgage credit availability increased for the fifth consecutive month in November to its highest level since 2022; mortgage applications increased 4.8% from one week earlier; home delistings in October were up 45.5% year to date and up nearly 38% from October 2024; and refinance retention climbed to its highest level in more than three years.

Home prices go negative for the first time in over 2 years — and may stay that way for a while
CNBC - 12/11/2025
Home prices have finally come down compared with last year, though just fractionally, according to daily reads from Parcl Labs. They may stay softer, though, as home prices are down 1.4% in just the last three months.

Mortgage Credit Availability Increased in November
Mortgage Bankers Association - 12/9/2025
Mortgage credit availability increased for the fifth consecutive month to its highest level since 2022, driven by a growing supply of ARM and cash-out refinance loan programs.

Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - 12/10/2025
Mortgage applications increased 4.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending December 5, 2025.

Home sellers are giving up at ‘unusually high rate,’ says new Realtor report
CNBC - 12/8/2025
Home delistings in October were up 45.5% year to date and up nearly 38% from October 2024, according to a new report from Realtor.com.

Falling mortgage rates revive refi race as servicers fight to keep clients
Mortgage Professional America - 12/8/2025
ICE Mortgage Technology’s latest Mortgage Monitor showed refinance retention climbing to its highest level in more than three years as borrowers with recent-vintage loans rushed to cut monthly payments or unlock equity.

Cost-Conscious Homebuyers Are Flocking To Affordable ‘Refuge Markets’ That Stretch Their Dollar
Realtor.com - 12/8/2025
"Refuge markets," predominantly concentrated in the traditionally affordable Midwest — with a few exceptions — posted some of the year's strongest price gains, fueled in part by an inflow of home shoppers on a budget.

Nearly Half of U.S. Renters Anticipate Buying a Home Within Four Years
MortgagePoint - 12/8/2025
A new study from Experian shows that nearly half (47%) of renters in America believe they’ll be ready to buy a home within the next four years; Gen Zers (48%) and millennials (50%) lead the way.

The great American reshuffle
Cotality - 12/5/2025
People will always move out of state, but they are doing so about 15% less frequently than they did five years ago. That trend is at odds with the increasing number of homes coming up for sale.

Locked-in Homeowners Face Steep Increase in Housing Costs if They Move
Realtor.com - 12/9/2025
Today’s typical mortgage holder pays roughly $1,300 in principal and interest a month. To buy in today’s market, it would require nearly $1,000 more a month, or a 73.2% increase in mortgage payments.

U.S. home equity dips further this fall
Cotality - 12/11/2025
The average U.S. homeowner lost approximately $13,400 in equity during the past year, but that still leaves the average borrower with about $299,000 in accumulated home equity.

The 30-year fixed-rate mortgage averaged 6.19% as of Dec. 4, 2025, a decrease from the previous week’s average of 6.23%; mortgage applications decreased 1.4% from one week earlier; Thanksgiving week saw growing inventory, falling prices and a slower pace of sales; mortgage prepayments surged to a 3.5-year high; and several reports predict a healthier housing market in 2026, including Realtor.com which sees affordability improving as income growth outpaces home-price growth.

Mortgage rates dip to 6.19% in second week of easing
Scotsman Guide - 12/4/2025
Mortgage rates have continued their downward trajectory, offering potential relief to homebuyers. The 30-year fixed-rate mortgage averaged 6.19% as of Dec. 4, 2025, a decrease from the previous week’s average of 6.23%.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 12/3/2025
Mortgage applications decreased 1.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending November 28, 2025.

Housing Forecast 2026: Mortgage Rates Remain Above 6%, but Affordability Improves Modestly
Realtor.com - 12/3/2025
Mortgage rates will continue to average above 6% next year, but affordability will improve modestly as the typical monthly payment falls below 30% of a household's income for the first time since 2022, Realtor.com predicts.

Weekly Housing Trends: U.S. Market Update (Week Ending Nov. 29, 2025)
Realtor.com - 12/4/2025
Thanksgiving brought plenty of housing market trends buyers can be thankful for: growing inventory, falling prices and a slower pace of sales. The gravy on top of all was mortgage rates continuing to slide, falling to 6.23% this week.

U.S. housing affordability poised to improve in 2026
Mortgage Professional America - 12/1/2025
For the first time since the pandemic boom knocked many borrowers to the sidelines, the forces behind United States housing affordability finally look like they could tilt slightly back toward buyers as 2026 nears.

Redfin’s 2026 Predictions: Welcome to The Great Housing Reset
Redfin - 12/2/2025
U.S. homebuyers will start to get some relief in 2026, with affordability improving as income growth outpaces home-price growth. Next year will mark the beginning of a long, slow recovery for the housing market.

Zillow sees ‘healthier’ 2026 as buyers, renters gain breathing room
Mortgage Professional America - 12/4/2025
Economists at Zillow said the housing market appears set for “steadier footing” in 2026 as affordability slowly improve, sales ticks higher and rent growth stays muted in most major metros.

Redfin Reports 15% of Home Purchases Fell Through in October, Up Slightly From a Year Earlier
Redfin - 12/3/2025
Roughly 53,000 U.S. home-purchase agreements were canceled in October, equal to 15.1% of homes that went under contract that month, according to a new report from Redfin. That’s up from 14.3% a year earlier.

Mortgage prepayments surge to 3.5-year high as borrowers seize softer rates
Mortgage Professional America - 11/26/2025
According to ICE Mortgage Technology's latest market data, the single month mortality rate, which measures prepayments, rose 27 basis points to 1.01% in October. That's the highest prepayment level since mid-2021.

America’s affordable housing crisis: Why it’s worse than ever
Scotsman Guide - 12/1/2025
Institutional investors, rising costs and regulatory hurdles are reshaping the housing market — and leaving millions without options.

Pending home sales increased 1.9% in October from the previous month and fell 0.4% year over year; U.S. house prices rose 2.2% between Q3 2024 and G3 2025; the value of single-family homes rose 1.3% in September compared to a year earlier; mortgage originations fell 2% in Q3 from a year ago; almost 85,000 sellers took their homes off the market in September, up 28% from September 2024; and home sellers outnumbered buyers in the market by 36.8% in October.

NAR Pending Home Sales Report Shows 1.9% Increase in October
National Association of Realtors - 11/25/2025
Pending home sales in October increased by 1.9% from the prior month and fell 0.4% year over year, according to the National Association of Realtors Pending Home Sales Report.

U.S. House Prices Rise 2.2 Percent Year over Year; Up 0.2 percent Quarter over Quarter
FHFA - 11/25/2025
U.S. house prices rose 2.2 percent between the third quarter of 2024 and the third quarter of 2025, according to the U.S. Federal Housing House Price Index.

Home Prices Are Falling in More Than Half of Major Cities
Realtor.com - 11/25/2025
The value of single-family homes in the U.S. as measured by repeat transactions rose 1.3% in September compared to a year earlier, according to data from the S&P Cotality Case-Shiller Index.

U.S. Mortgage Originations Fall 2 Percent in Q3
MortgagePoint - 11/21/2025
According to ATTOM’s Q3 U.S. Residential Property Mortgage Origination Report, approximately 1.77 million mortgages secured by residential properties (one to four units) were issued in the third quarter of 2025.

Sellers are taking their homes off the market at the fastest pace in nearly a decade
CNBC - 11/25/2025
Close to 85,000 U.S. sellers took their homes off the market in September, up 28% from September 2024 and the highest level for that month in eight years, according to Redfin.

Return of buyer’s market in 2025 comes at a price
Scotsman Guide- 11/21/2025
Home sellers outnumbered buyers in the market by 36.8% in October, up from 35.2% in August and 36.3% in June, according to a new report from Redfin.

The 10 U.S. Cities Seeing the Biggest Home Value Boom Since 2019
Realtor.com - 11/21/2025
Since the pre-pandemic era, 10 cities — split evenly between the South and Northeast — stood out for experiencing the most significant home value increases across the top 100 U.S. metros, but for different reasons.

Where Renters and Owners Face the Highest Cost Burdens
Eye On Housing - 11/24/2025
Current home owners, buoyed by significant home equity gains and locked in by below-market mortgage rates, are in a more advantageous financial position to weather the growing affordability crisis than renters.

Fannie Mae cuts 2026 home sales forecast
Mortgage Professional America - 11/24/2025
Fannie Mae's Economic and Strategic Research Group projects home sales will increase 7.3% to 5,077 units in 2026, down from 8.9% predicted in October and 9.2% in September.

Reports of homebuyer remorse decline in slower sales environment
Scotsman Guide - 11/24/2025
Just over one-third (37%) of homebuyers in 2025 said they did not regret their purchase, up from 31% in 2023, according to listing platform Realtor.com’s latest Consumer Attitudes and Usage Study.

Mortgage applications decreased 5.2% from one week earlier; sales of previously owned homes in October rose 1.2% from September; mortgage applications for new home purchases decreased 2.6% in October compared from a year ago; 53% of home lost value in the past year; California home sales climbed to their highest level since February; the National Association of Realtors predicts double-digit growth in 2026 home sales with prices rising 4%; and there were an estimated 36.8% more sellers than buyers in October.

Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage Bankers Association - 11/19/2025
Mortgage applications decreased 5.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending November 14, 2025.

Existing home sales see small October gain, but supply is now dropping
CNBC - 11/20/2025
Sales of previously owned homes in October rose 1.2% from September to 4.1 million units on a seasonally adjusted, annualized basis, according to the National Association of Realtors. Sales were up 1.7% year over year.

October New Home Purchase Mortgage Applications Decreased 2.6 Percent
Mortgage Bankers Association - 11/17/2025
The Mortgage Bankers Association's October 2025 data shows mortgage applications for new home purchases decreased 2.6 percent compared from a year ago. Compared to September 2025, applications decreased by 1 percent.

More than half of U.S. homes lost value in the past year
Mortgage Professional America - 11/17/2025
The United States housing market saw a major change over the past year, with 53% of homes losing value — the highest proportion since 2012, according to new research from Zillow.

California home sales climbed to highest level since February
Mortgage Professional America - 11/19/2025
California’s housing market showed signs of renewed activity in October, with existing single-family home sales climbing to their highest level since February, according to the latest data from the California Association of Realtors.

NAR Predicts Double-Digit Growth in Home Sales in 2026 With Prices Rising 4%
Realtor.com - 11/17/2025
National Association of Realtors Chief Economist Lawrence Yun forecasts sales volume for existing homes will rise 14% next year after three years of stagnation, and sees new-home sales rising 5%.

Housing numbers point to an unusually strong buyer’s market. There’s a catch
CNBC - 11/19/2025
There were an estimated 36.8% more sellers than buyers in October, according to Redfin, the largest gap in records dating back to 2013.

Mortgage Delinquencies Increase in the Third Quarter of 2025
Mortgage Bankers Association - 11/14/2025
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99 percent of all loans outstanding at the end of the third quarter of 2025.

Pending home sales dip as buyers wait for rate relief: Redfin
Mortgage Professional America - 11/14/2025
Pending home sales in the United States slipped 0.3% year-over-year to 75,287 units in the four weeks ending November 9, marking the first decline in four months, according to Redfin’s latest report.

The Housing Affordability Crisis Is Accelerating Fastest in Rural America
Redfin - 11/20/2025
Homebuyers need to earn an annual income of $74,508 to afford the median-priced home in rural U.S. counties. That’s up 105.8% from before the pandemic, when rural buyers needed to earn $36,206, according to Redfin.