FEMA Disaster Declaration for Maine
February 7, 2024
Overview
Due to severe storms and flooding in Maine, FEMA has declared the following counties a disaster.
Incident Period: December 17, 2023 - December 21, 2023
| State | FEMA Disaster Declaration | Counties |
| Maine | 01/30/2024 | Androscoggin, Franklin, Kennebec, Oxford and Somerset |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/21/23. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/21/23. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 12/17/23. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/21/23. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/21/23. |
| Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/21/23. |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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