FEMA Disaster Declaration for Vermont
July 24, 2023
Overview
Due to a severe storm, flooding, landslides and mudslides in Vermont, FEMA has declared the following counties a disaster.
Incident Period: July 9, 2024 – July 11, 2024
| State | FEMA Disaster Declaration | Counties |
| Vermont | 08/20/2024 | Addison, Caledonia, Chittenden, Essex, Lamoille, Orleans and Washington |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 7/11/2024. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 7/11/2024. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 7/9/2024. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 7/11/2024. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 7/11/2024. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 7/11/2024. |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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