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Updated FEMA Disaster Declaration for Kentucky

September 6, 2022

Overview

Due to a severe storms, flooding, landslides and mudslides in Kentucky, FEMA has declared the following counties a disaster.  Updates: the incident period end date has been established and an additional county is listed in bold font.

Incident Period: July 26, 2022 and August 11, 2022

State FEMA Disaster Declaration Counties
Kentucky July 29, 2022 Breathitt, Clay, Floyd, Knott, Lee,
Leslie, Letcher, Magoffin, Martin,
Owsley, Perry, Pike and Whitley

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 8/11/22.
FHA Streamline No Not applicable
VA Full Doc and IRRRL Yes If the loan was not closed (signed) prior to the Declaration Date of 07/29/22.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – 8/11/22.
Conventional* and Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – 8/11/22.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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