FEMA Disaster Declaration for Kentucky
August 2, 2022
Overview
Due to a severe storms, flooding, landslides and mudslides in Kentucky, FEMA has declared the following counties a disaster.
Incident Period: July 26, 2022 and continuing
| State | FEMA Disaster Declaration | Counties |
| Kentucky | July 29, 2022 | Breathitt, Clay, Knott, Letcher and Perry |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing**. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 07/29/22. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing**. |
| Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing**. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
**In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.
Contacts
Please contact your Account Executive or Account Manager with any questions. Carrington thanks you for your business.
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