FEMA Disaster Declaration for West Virginia Severe Storms and Flooding
May 24, 2021
Overview
Due to damage from severe storms and flooding in West Virginia, FEMA has declared the following counties a disaster.
Incident Period: February 27, 2021 - March 4, 2021
| State | FEMA Disaster Declaration | Counties |
| West Virginia | May 20, 2021 | Cabell, Kanawha, Mingo and Wayne |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 3/4/21. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 5/20/21 and submitted prior to 3/4/21. |
| USDA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 3/4/21. |
| USDA Streamline Assist | Yes | If the original submission date was prior to the Incident Period End Date of 3/4/21. |
| Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 3/4/21. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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