FEMA Disaster Declaration for Tennessee Severe Storms, Tornadoes and Flooding
May 12, 2021
Overview
Due to damage from severe storms, tornadoes and flooding in Tennessee, FEMA has declared the following counties a disaster.
Incident Period: March 25, 2021 – April 03, 2021
| State | FEMA Disaster Declaration | Counties |
| Tennessee | May 08, 2021 | Davidson, Williamson and Wilson |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 4/3/21. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 5/8/21 and submitted prior to 4/3/21. |
| USDA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 4/3/21. |
| USDA Streamline Assist | Yes | If the original submission date was prior to the Incident Period End Date of 4/3/21. |
| Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 4/3/21. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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