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Updated FEMA Disaster Declaration for Georgia - Hurricane Helene

November 5, 2024

Overview

Due to Hurricane Helene in Georgia, FEMA has declared the following counties a disaster. Updated counties are listed in bold and FEMA has established the Incident Period end date.

Incident Period: September 24, 2024 to October 30, 2024

State FEMA Disaster Declaration Counties
Georgia 09/30/2024 Appling, Atkinson, Bacon, Ben Hill, Berrien, Brantley, Brooks,
Bryan, Bulloch, Burke, Butts, Camden, Candler, Charlton,
Chatham, Clinch, Coffee, Colquitt, Columbia, Cook, Dodge, Echols,
Effingham, Elbert, Emanuel, Evans, Fulton, Glascock, Glynn,
Hancock, Irwin, Jeff Davis, Jefferson, Jenkins, Johnson, Lanier,
Laurens, Liberty, Lincoln, Long, Lowndes, McDuffie, McIntosh,
Montgomery, Newton, Pierce, Rabun, Richmond, Screven,
Stephens, Taliaferro, Tattnall, Telfair, Thomas, Tift, Toombs,
Treutlen, Ware, Warren, Washington, Wayne, Wheeler, and Wilkes

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 10/30/24.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 10/30/24.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – 9/24/2024.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – 10/30/24.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – 10/30/24.
Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – 10/30/24.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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