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Updated FEMA Disaster Declaration for Virginia - Tropical Storm Helene

October 8, 2024

Overview

Due to Tropical Storm Helene in Virginia, FEMA has declared the following counties a disaster. Updated counties are listed in bold.

Incident Period: September 25, 2024 and continuing

State FEMA Disaster Declaration Counties
Virginia 10/01/2024 Galax, Giles, Grayson, Montgomery, Pulaski,
Smyth, Tazewell, Washington, and Wythe

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – 9/25/2024.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.

*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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