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Updated FEMA Disaster Declaration for Kentucky

August 27, 2024

Overview

Due to severe storms, straight-line winds, tornadoes, landslides and mudslides in Kentucky, FEMA has declared the following counties a disaster. Updated counties are listed in bold.

Incident Period: May 21, 2024 - May 27, 2024

State FEMA Disaster Declaration Counties
Kentucky 07/23/2024 Butler, Caldwell, Calloway, Christian, Clay,
Greenup, Hopkins, Knox, Logan, Muhlenberg,
Simpson, Todd, Trigg, Warren and Whitley

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 5/27/2024.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 5/27/2024.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – 5/21/2024.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – 5/27/2024.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – 5/27/2024.
Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – 5/27/2024.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00

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