Updated FEMA Disaster Declaration for Tennessee
January 4, 2024
Overview
Due to severe storms and tornadoes in Tennessee, FEMA has declared the following counties a disaster. Updated counties are listed in bold.
Incident Period: December 9, 2023
| State | FEMA Disaster Declaration | Counties |
| Tennessee | 12/13/2023 | Cheatham, Davidson, Dickson, Gibson, Montgomery, Stewart and Sumner |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/09/23. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/09/23. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 12/09/23. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/09/23. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/09/23. |
| Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/09/23. |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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