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Updated FEMA Disaster Declaration for Florida

October 3, 2023

Overview

Due to Hurricane Idalia in Florida, FEMA has declared the following counties a disaster. Additional counties are listed in bold.

Incident Period: August 27, 2023 – September 4, 2023

State FEMA Disaster Declaration Counties
Florida August 31, 2023 Charlotte, Citrus, Columbia, Dixie, Gilchrist,
Hamilton, Hernando, Hillsborough, Jefferson,
Lafayette, Levy, Madison, Manatee, Pasco,
Pinellas, Sarasota, Suwannee and Taylor

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – August 27, 2023.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023.
Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023.

Contacts

Please contact your Account Executive or Account Manager with any questions.

Carrington thanks you for your business.

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Equal Housing Opportunity An Equal Housing Opportunity Lender. Copyright 2007 - 2024 . Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines.  Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.

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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00

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