FEMA Disaster Declaration for New York
March 16, 2023
Overview
Due to a severe winter storm and snowstorm in New York, FEMA has declared the following counties a disaster.
Incident Period: December 23, 2022 - December 28, 2022
| State | FEMA Disaster Declaration | Counties |
| New York | 3/15/2023 | Erie and Niagara |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 12/23/22. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. |
| Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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