FEMA Disaster Declaration for Florida - Hurricane Nicole
December 15, 2022
Overview
Due to Hurricane Nicole in Florida, FEMA has declared the following counties a disaster.
Incident Period: November 7, 2022 – November 30, 2022
| State | FEMA Disaster Declaration | Counties |
| Florida | December 13, 2022 | Brevard, Flagler, Lake, Putnam, St. Johns and Volusia |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 11/30/22. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 12/13/22. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 11/30/22. |
| Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 11/30/22. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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