FEMA Disaster Declaration for Alabama Severe Storms, Straight-Line Winds, and Tornadoes
April 28, 2021
Overview
Due to damage from severe storms, straight-line winds, and tornadoes in Alabama, FEMA has declared the following counties a disaster.
Incident Period: March 25, 2021 - March 26, 2021
| State | FEMA Disaster Declaration | Counties |
| Alabama | April 26, 2021 | Bibb, Calhoun, Clay, Hale, Jefferson, Perry, Randolph and Shelby |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 4/26/21 and submitted prior to 3/26/21. |
| USDA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21. |
| USDA Streamline Assist | Yes | If the original submission date was prior to the Incident Period End Date of 3/26/21. |
| Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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