Carrington Mortgage Services Christmas and New Year Schedule

Carrington Mortgage Services is closed Monday and Tuesday, December 24 and December 25, 2012 for the Christmas holiday and Tuesday January 1, 2013 for New Year’s Day.  December 25, 2012 and January 1, 2013 are Federal holidays.
The Lock Desk will be closing early on Monday, December 31, 2012 at 11:00 AM PST.   Normal lock hours will resume on Wednesday January 2, 2013.
Locks that expire on the holidays will automatically roll to the next business day.
In addition there are some important disclosure considerations associated with the holiday.

• Tuesday, December 25, 2012 and January 1, 2013 cannot be included in the rescission period for refinances
• Tuesday, December 25, 2012  and January 1, 2013 cannot be included in the seven (7) business day waiting period between the date the initial TIL was provided to consummation
• When re-disclosure of the TIL is required, December 25, 2012 and January 1, 2013 cannot be included in the three (3) day business waiting period between the date the revised TIL was provided to the borrower and the consummation of the loan